Dana Point, California Blog by Jill McGovern...

Please those of you who are in the Orange County Association of Realtors Board Vote for Jill McGovern! You can vote now thru the 20th and your vote does count! Especially to an Independent agent as myself who relies solely on my record and performance rather then the large company endorcements so...

The process is difficult with banks scrutinizing every nook and cranny of someones life!!! I am amazed at the knee jerk reaction of these banks and underwriters who can't seem to see the forest thru the trees. For instance Buyers with 20% down and a small $350k loan A+ credit rating and income an...

In the industry we all know and love the standard operating proceedure has been write and offer and get a counter offer in the time frames the contracts specify. What is happening with the REO and SHORT SALE listings is that the Agents Representing these entities are not playing by the rules! The...

REO Inventory is Expected to Increase  Legal snarls, bureaucracy and well-meaning efforts to keep families in there homes are slowing the flow of properties headed toward foreclosure sales, even when borrowers are in deep distress. While that buys time for families to work out their problems, som...

Recently I attended a function at the board on REO and Short Sales and the hosts invited a guest speaker, Head Loss Mitagator for Bank of America West Coast Division Ivan Cho who started his talk by stating if you are looking to become an REO Agent we are full and not accepting any new agents to ...

As summer sizzles and the roadways are jammed with people going to Laguna and the beaches I am reflecting on summers past when it was so easy seems like life has gotten harder with all the economy and the cut throat business tactices. I see that this area is changing as new blood is buying in at ...

Well we made it through June 2009 a time of increased sales and lots and lots of Notices of Defaults filed! I think we are really living through a time that will go down in the History Books much like the Great Revolution only the outcome may not be as pretty. Back to Real Estate! In a recent Eco...

Blogging is not my strong suit as I am trying to keep my head above water! Been real busy with Short Sales and real busy with REO's and BPO's and all the other O's you can imagine! In my spare time i have taken up learning to play the guitar which is harder then it looks. I still am working on my...

Horse Property is a vanishing Property type however Old San Juan Capistrano try's desperately to hold on to the Open Space it has or can aquire in order to meet the high demand it has for horse owners who want to live and have their horses on their own property! As a newer horse owner myself I kn...

We get hot we get cold hot cold hot cold I wish it would warm up and stay that way! Lots of new changes on the Real Estate Horizon! New Appraiser requirements, no more intrest only loans, no more no more,,,,,I am on a budget, tax season is killing me!