John Higgins Senior Loan Officer Mortgage 1, Inc.

Mortgage and Lending - Mortgage 1, Inc. - NMLS #136061
John Higgins Bloomfield Hills Loan Officer, Metro Detroit Loan Officer, Birmingham Loan Officer, Rochester Hills Loan Officer, John Higgins FHA, John Higgins First Time Homebuyer Mortgage, John Higgins Rural Development, John Higgins Free Mortgage Preapproval, John Higgins Free Mortgage Pre-Qualification
As a lender, dealing with credit issues is part of the business. But the announcement of the Equifax credit data breach in September 2017, created a new issue (meaning headache) for lenders.  Under the advisement of Equifax itself and many credit experts, those consumers directly affected by the ...
Fannie Mae HomeReady®A Low Down Payment Alternative to FHA FinancingFannie Mae has put together a program that takes FHA, and its first time homebuyer program, head on. In what has become a viable alternative to government insured low down payment programs, Fannie Mae’s HomeReady® mortgage progra...
The Federal Housing Administration (FHA) announced Thursday, December 6, 2017 that the maximum mortgage limits will be increased for loans across the country.New loan limits will take effect for FHA Case Numbers issued on or after January 1st, 2018.State of Michigan FHA Mortgage Limits for 2018 a...
Have you been wondering how much house you can afford?Well, now you can find out based on your specific situation instantly with The Mortgage 1 Team's “Mortgage in a SNAP.” Simply put, it is the mortgage application without all the hassle.Just plug in your information. We will ask about income, a...
 There are several important advantages of the MSHDA Down Payment Assistance (DPA) for Conventional mortgages over what has been traditionally offered with MSHDA down payment assistance. Including:  No upfront mortgage insurance & potentially lower monthly mortgage insurance than FHA (based on cr...
  Follow Me On:             John HigginsBranch Manager Best Choice Lending, Inc. Phone: (248) 895-7272 Fax: (248) 404-6044 License:136061   Good News for Home BuyersFHA Loosens its Guidelines The FHA recently announced changes to its guidelines that will m...
  Follow Me On:             John HigginsBranch Manager Best Choice Lending, Inc. Phone: (248) 895-7272 Fax: (248) 404-6044 License:136061   New Qualified Mortgage Rule Now in EffectWhat Does This Mean to You? You may have heard about a new rule that may im...
YOU Magazine - January 2014 Follow Me On:             John Higgins Branch Manager Best Choice Lending, Inc. Phone: (248) 895-7272 Fax: (248) 404-6044 License: January 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013  ...
5 "Wants" that New Buyers are Asking/Seeking It's a new year and there are new buyers. There seems to be new trending "Wants" that today's buyers are seking. The list below shows what today's buyers (especially the Millennials, who make up the majority of today's buyers) are requesting when they ...


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