Mortgage Street Smarts

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Mortgage and Lending - CMG Mortgage, San Diego, CA - NMLS 259027
From a young age, we learn the difference between BOOK SMARTS (knowledge learned in the school classrooms) and STREET SMARTS (what we learn in the "Real World"...often the hard way). There are no shortage of websites providing the BOOK SMARTS of the Mortgage Industry, but there are very few resources a Consumer has to learn about the STREET SMARTS of the Mortgage Industry. Please feel free to SUBSCRIBE (for free) to this ongoing source of truthful knowledge (without the worry of a "sales spin" buried somewhere in the message). After all, we tend to make better decisions when armed with the facts...the purpose of this blog is to provide FACTS by teaching you the MORTGAGE STREET SMARTS necessary to run your business (if you are a Real Estate Professional) or to make the best decisions for your family (if you are a Consumer). Enjoy!

ARCHIVED BLOG POSTS

2012 

Why Do Loan Officers Ask For So Much Documentation? As many are aware, prior to the recent housing crash, obtaining a mortgage loan was incredibly easy.  Documentation requirements were minmal, approval guidelines were lenient, and loans were completed in record time...even for Borrowers who quit...
03/31/2012
Another quarter in the books!  What can we expect from mortgage rates in 2012 Q2? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions are being made without the distraction of...
03/30/2012
Rocky day for mortgage pricing yesterday...see below! What can we expect from mortgage rates next quarter? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions are being made w...
03/29/2012
We are just days away from the completion of 2012 Q1...my how time flies! What can we expect from mortgage rates next quarter? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisi...
03/28/2012
We are just days away from the completion of 2012 Q1...my how time flies! What can we expect from mortgage rates next quarter? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisi...
03/27/2012
Wow, 2012 Q1 is nearly complete! What can we expect from mortgage rates next quarter? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions are being made without the distractio...
03/26/2012
What can we expect from mortgage rates for the rest of the month? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions are being made without the distraction of marketing gimmi...
03/23/2012
Slight bounceback day today after 2 tough days this week. What can we expect from mortgage rates for the rest of the month? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions...
03/21/2012
Ouch...very tough day for rates yesterday! What can we expect from mortgage rates for the rest of the month? All Real Estate Professionals & Consumers are advised to stay informed about interest rates and learn THE TRUTH BEHIND MORTGAGE QUOTES to insure the best financial decisions are being made...
03/20/2012
After several months of anticipation, the Home Affordable Refinance Program 2.0 (HARP 2.0 no appraisal refinance program) was finally unveiled to the public by Lenders across the country.  Unlike most loan programs which simply arrive without much fanfare, HARP 2.0 no appraisal refinance program ...
03/19/2012
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Jason E. Gordon

Sr Loan Officer, CMA, CMPS, CDLP, CDRE, RCSD, CDPE
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Author Bio: Jason Gordon is a Residential Mortgage Specialist in San Diego, CA. He combines ethics, education, and experience while helping Homebuyers and Homeowners to achieve their financial goals.View all AR Posts By Jason Gordon

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