Jesse Ibanez' (jessesrain) VIDEO BLOG

On Tuesday one of the most prominent wholesale lending forces announced that Fannie Mae will no longer accept delivery of Stated Income loans.  This change is thought to be finalized no later than June of this year.  This same lender indicated that upon verification of this fact, they would stop...

In 2007, the “highest percent of buyers for all (US) regions were in the 25- to-34- year-old range," making up 31% of all homebuyers — according to the Profile of Home Buyers and Sellers 2007 published by the National Association of REALTORS®. As a thirty-something professional myself, I’ve been...

Of course you've heard the question before.  "I LOVE IT... but what's it going to cost me?".  That's a tricky question isn't it?  So many variables go into the final monthly bottom line.  Whether you stay educated about the Financing side of your business or just hand your clients off to your lo...

Hey there, welcome back to our weekly installment of WateringCan Wednesday…the GreenHouse Groups weekly installment of value-um to get an extra deal a month into both of our pipelines. I have a question. And Im speaking to the Listing side of you right now. What would happen if I told you that i...

We'll keep saying it until you believe it -- The GreenHouse Group is working to earn your business by continuing to bring you ideas and information designed to help you grow your business.  To prove it we've developed 3 new refreshing ways to help you bring even more value to your clients.  Beca...

More recently Banks have mad it extremely easy for Homeowners to get HELOCs (Home Equity Lines Of Credit).  These lines of credit were extended to borrowers based on the amount of equity they had at the time of application.  It was not unusual for banks to hand out Lines of $100,000 or more.  The...

We've talked about this before, and I'm sure we will again. I know that you, like me, probably hear this question a lot. "I heard that the Fed cut rates. What's a 30yr Fixed rate now?" Well, as you may know, the relationship between the Fed Rate (aka: Prime, WSJ Prime Rate) is not directly relate...

If you've been watching the interest rates closely you may have noticed that rates were incredibly low yesterday (under 5.25% for a standard 30yr fixed loan), but swung upward as much as .25% today. Now that’s volatility! On that same note, we all know someone who has been hesitant to make a move...

Many people have found the recent inflation of housing costs, groceries, and energy to be overwhelming. This is especially true for older Homeowners. In America, people over 60 often find themselves House Rich & Cash Poor. More recently, to solve their cash flow problems some took Short Term ARM ...

Do you have a client right now who is looking for "that great deal"? Of course you do. The problem is most of the GREAT deals out there are either not finance worthy, or require lots of cash to fix up to a livable standard. Now you can help them purchase the house they want, at that phenomenal "n...