Help For Home Owners what to do If your facing Foreclosure

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Real Estate Agent - Volo Law & Legal Realty
RECENT BLOG POSTS
With So many home owners in financial distress, I feel it is important to let you know when I get successful loan modifications.   One of the things that bothers be, is when I have a client, this time it was Me, and they get letters from Realtors saying they have only two options.         (Actual...
12/15/2009
  FORECLOSURE PREVENTION loan modification I typed it into my browser, what I find are several Realtors who claim to be Foreclosure Prevention Specialist, However they do not try to help you save your home. Their only option is the Short Sale your Home.  On their website they say they are trying ...
12/13/2009
Are you a Home Owner in Financial Distress? Do you know what to do? Have you been told by your lender that you do not qualify for help? Right now there are several programs out there either from the government or from each individual lender to try and help home owners stay in their home. Last yea...
12/13/2009
If you find yourself in a financial hardship and you are considering your options on what to do with your home, what to do about your credit cards you do have options.  Although this blog is not intended to replace legal counsel I do give good information to start with.    First, if you are notic...
10/15/2009
Is this economy stressing you out?  Are you finding yourself worried about making mortgage payments and robbing peter to pay paul.     As a Debt Negotiator, certified by International Association of Professional Debt Arbitrators I can help you get back on track.  If you find that you are maxed ou...
08/22/2009
I HAVE RECEIVED CALLS FROM PEOPLE WANTING TO KNOW MORE ABOUT LOAN MODIFICATIONS.  NOT SURE IF THEY QUALIFY.   1: OWNER OCCUPIED. 2: FINANCIAL HARDSHIP - HARD TIME PAYING ALL BILLS 3: IS THERE A VIOLATION IN YOUR LOAN??  IS YOUR LOAN 3 YEARS OLD OR LESS? 4: HAVE YOU LOST YOUR JOB OR HAS YOU INCOME...
07/01/2009
HI, I AM A LOCAL REALTOR/PARALEGAL.  I WORK FOR AN ATTORNEY IN THE SOUTH BAY.  WE SPECIALIZE IN LOAN MODS, DEBT SETTLEMENT, SHORT SALES, TAX SETTLEMENT. AND REGULAR PURCHASES AND SALES OF RESIDENTIAL REAL ESTATE.      I HAVE TO COMMENT ON AN APPOINTMENT I HAD YESTERDAY.  A PERSON WHO IS IN DEBT A...
07/01/2009
THE ECONOMY IS IN THE NEWS EVERY WHERE!!  LAY OFFS, PREDATORY LOANS,  ITS EVERYWHERE.     WHEN TIMES ARE GETTING TOUGH YOU NEED TO THINK ABOUT YUOR OPTIONS, DONT SIT AND WAIT, EVERYTHING WILL FLOAT AWAY!!   LENDERS ARE WORKING WITH BUYERS TO MODIFY LOANS AND KEEP  THEM AS A PERFORMING ASSET.   ON...
05/15/2009
In the past, one of the only and main options I heard discussed at our local Real Estate Marketing meeting were short sales.  I am a realtor, I also am caught up in this equity mess, who isnt.  I thought that if I were approaced and a realtor said, I know your in a bind, finances are tuff, let me...
05/12/2009
With the current economy a lot of us find our selves with homes that are valued less than what we owe, and potentially reduced income or better yet no income at all. In the past we have thought that the only options were, foreclosure, short sale or just giving the keys back to the lender.  If you...
05/01/2009
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JoAnna Jensen

local_phone(925) 699-5041
smartphone(925) 699-5041
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Help for Home Owners who are facing a financial hardship. I work for a Law firm / Broker and we help with Loan Modifications. Qualified Written Request - Verifying the Debt, disputing the debt, owner of the debt. New Program for Principal Reduction for Under water homes. Streamlined Refi for FHA Loans - (You must be current, must have an FHA loan). New program for owners who are current, but no FHA loan, under water, may be able to get principal reduciton with Lender Participation. You have to have no lates for 12 months.