RECENT BLOG POSTS
Being honest paid off - and put $15,000 in my client's pocket! I admit it, I am kind of a geek when it comes to comparing loan scenarios for clients. Yesterday I made a call to a client who had asked me to watch rates for them. They are on a 15 year loan with 8 1/2 years left and a rate of 5.37...
01/17/2012
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2012...What will your bookends look like? A friend of mine completed "photo a day" in 2011. He ended his challenge with a picture similar to the picture that launched his challenge - a photo of his precious children asleep before midnight on New Year's Eve. Simple. Understated. A quiet end to...
01/01/2012
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The Truth About the Housing Bubble In years past a borrower would visit their local savings and loan to obtain a mortgage. The Loan Officer at the bank would approve the mortgage and fund it with cash reserves from the vault. This system worked great until the bank ran out of money to lend. Bor...
12/29/2011
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Price it to sell...what a GENIUS idea! While poking my way through my online reading today, I was slightly discouraged by the headlines on one of my favorite sites - Inman News. "Record Number of Homes in Foreclosure" - "Home Prices Tumble in 19 out of 20 Markets" But it is a sign of the tim...
12/27/2011
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It's Christmas Eve and I have enjoyed spending much of my day in the kitchen. After I thought I was coming under attack by a sore throat and a fever and took a quick power nap, I forced myself into the kitchen and medicated myself with butter, spices and carbs galore. For a minute there I was h...
12/24/2011
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Not quite sure about the rest of you but I am sensing a slight panic attack coming on... It's December 21st. I basically have 3 days to complete the picture perfect Christmas Extravaganza. But, alas, I have yet to put a skirt beneath my tree and haven't wrapped the first gift. Many thanks to ...
12/21/2011
When it comes to foreclosures in Alabama, do me a favor... It's unfortunate that so many people are going through the foreclosure process but to those of us in the real estate industry, it does spell one thing - J-O-B S-E-C-U-R-I-T-Y. Let's face it, these houses need to be sold and, in my ...
12/10/2011
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As a lender, I have had the opportunity to meet some amazing people - both clients and colleages. I have found that I am driven by creating the relationship...not the pay check. Many of my clients are now friends and many friends are now clients. Several years ago, as I got to know a sweet cou...
12/07/2011
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Start shopping...for HOMEOWNER'S INSURANCE! I love Christmastime. The lights, the wreaths on homes, Starbucks Skinny Peppermint Mocha Latte. I just hate the shopping. The last place I want to be is at mall...UGH! All those people frantically looking for the perfect gift or next week's Dirty Sa...
12/03/2011
Lacing up my running shoes...I'm starting over! And first let's just say that the first line is definitely the hardest. Blank screen, endless amounts of content, more words than anyone can count. It's a fresh start. A new place to find your voice. For me, it's all about starting over. My lif...
11/20/2011