Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

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Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.

ARCHIVED BLOG POSTS

2010 

  Mortgage Interest Rates hit historical lows !!!!   I am sure many have been hearing that mortgage interest rates are historically low in the last few days. It seems like in the last few years we have heard this and in many cases, it was just a marketing ploy to get the phones to ring.  Well, as...
06/29/2010
  "HOUSTON, we have a major problem with all of these homes upside down"  "People need to put more money down!!!"   Just the other day, a borrower asked this question on Trulia. What is the difference/advantages between other FHA loan lenders and the lenders approved for the NJ First-Time Homebuy...
06/25/2010
  STOP :  Listen clearly... this has only been approved by the House.  The Senate still needs to approve this.   The House has passed another temporary extension for Flood Insurance. Let me repeat, (because of the misleading posts about the Tax Credit from last week ) a temporary extension has be...
06/23/2010
                                          Father's Day with my Dad, David Belonger                                                                              The day started with going to the Medford Lakes Country Club in Medord Lakes, NJ for a round of golf on Father's Day. I was looking forwa...
06/22/2010
  Interest Rates - What kind of rate do you have for me?     Mortgage interest rates can be very complex.  It's a question that is harder to answer today more than ever before. There are just to many variables that can go into a specific interest rate. Yes, you will still see many advertisements ...
06/21/2010
                                                             Tax Credit has been Extended - NOT     I just wrote this post below this morning. As of now, this information is incorrect.  Here is the update by Dana Allen :   Homebuyer Tax Credit Deadline NOT Extended. House to approve Reid Extensio...
06/17/2010
  As some of you know, I only have a few major pet peeves, but one of them is false or misleading disclosures, or not disclosing at all. Especially when it comes to FHA loans in New Jersey and FHA loans in Florida, because of the FHA monthly mortgage insurance premium changes that have occurred. ...
06/16/2010
Have you kept up to date in regards to the massive oil spill from over a month ago?  Well, you need to read this post and what our gov't isn't doing or about some major delays.  Katerina Gasset did an excellent job with this letter and we need to get this out to the general public..  Open Letter ...
06/15/2010
  Buying a home can sometimes be stressful when you have so many different people giving you advice. It shouldn't matter if you use FHA loans, VA loans, USDA loans, or conventional loans for your financing. Keep in mind, you hold the power in your own hands, with the help of professionals. Just b...
06/14/2010
  The cost of FHA loans could increase before the end of the year is over with.  Right now, depending on your LTV (loan to value), the FHA monthly mortgage insurance is either .50% or .55% of the base loan amount.  We could see increases any where from .90% to 1.55%. That is a significant increa...
06/12/2010
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Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.