Mortgage 101 - How to qualify a borrower Juggling is an art, wouldn't you agree? Well, so is pre-qualifying a borrower for a mortgage. In my opinion, it takes more than just basic knowledge and simple math skills. In the last few days, there has been a growing debate out there that even t
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02/27/2010
Real Estate Question : As a first time home buyer not knowing anything about buying a home, where do I start? The question above was something I just read on Trulia's questions and answers section. I was very shocked at some of the answers that were given from realtors. Let me start by say
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02/25/2010
Good Faith Estimates Explained 2010 Good Faith Estimates - Is the new form better? If so, for whom? Can it be more confusing? What is different from the new Good Faith Estimate than the old Good Faith Estimate? I will be talking about some of the pros and cons in this post. Key Point - Th
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02/22/2010
An important question about ETHICS Advertising and Statements : We know that we like to sound the best in front of our client. Many like to market themselves as the best, the cheapest, the quickest, etc, etc. But many of us know that these are generally catchy headlines to attract more bus
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02/19/2010
Will it be cheaper to close on my property at the end of the month of the beginning of the month? How many times do we read something that may not be true? Or that you get misinformation, just because someone thinks they know. Can this confuse so many? I could be here all day on this top
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02/17/2010
FHA credit scores to 600 – USDA credit scores to 600 – VA credit scores to 600 IMPORTANT information that you need to be aware of in regards to lower credit scores – 580 credit scores to 619 credit scores Low Credit Scores - You hear so much talk still out on the street about some mortgage
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02/16/2010
I am more than just a loan officer. Don’t you want to know a little more about who you are dealing with? What is transparency all about? (Snow Storm # 3 of 2010 - 2/10/10) I always love to get to know a little about my clients and my referral partners. Some of us don't like to share our pers
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02/14/2010
How many FHA Loans can I have? FHA Mortgages have become increasingly more popular for 2 reasons. You just need 3.5% as a down payment and that many lenders will go down to a 620 credit score. What I am seeing now is the confusion about whether you can have 2 FHA loans because loan officers a
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02/12/2010
FHA Home Loans – Borrower beware of your lender when buying or refinancing 3 Unit & 4 Unit properties FHA Loan requirements have been changing all across the board in the last 18 months. When it comes to FHA loans for a borrower trying to purchase or refinance a triplex (3 unit) or a quad (4 u
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02/11/2010
Hey everyone.... I talked about what re-blogging is all about and how it could either help the author or the person that reblogged the original post. I wrote about it here : Re-blogging - What is re-blogging? How can it help me or help you? - Part 1 of 2 So if you don't know what re-blogging i
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02/09/2010
