Down Payment Assistance Programs - To include Nehemiah programs, AmeriDream programs, and many others, have been labeled to be finished as of October 1, 2008 by Congress. In this post, I wrote about the reasons and perceptions to why HUD and the government feel that they need to ban these types
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08/13/2008
I think the understanding of what the difference is between a pre-qualification and a pre-approval letter is very important, especially in today's market. I am finding to many consumers that have been led that they were pre-approved, when they were hardly pre-qualified. If a loan officer or the
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08/09/2008
As many of you are aware, the mortgage industry has been going through some major changes in the last 6 months. Well, get ready for some more changes. In my honest opinion, many of the changes are for the worst. Sorry, but it's reality and we need to pay attention more than ever. I am going to li
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08/08/2008
I will be the first one to say that I hate negative news and the media that just misleads you with negative news from one point of view. But what about the reality of it? Quick preview of the last years misfortunes..... -- Many unstable markets & sellers panicking -- Many mortgage programs droppe
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08/07/2008
