Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.



As many of you know, I follow Google from time to time. They are so innovative. They change their logos for specific holidays and when you click on that particular logo for that holiday, it gives you a short history lesson. Example : Now Google has gone beyond that. They are now allowing you to ...
 Credit scores.....  aka fico scores.  I am a firm believer that you can't believe in everything that you read. As you can see the illustration to my left, that it states that the average credit score is 678. I have a hard time believing this and just talked to a few loan officers and even a cre...
  FHA loans are not the next subprime loans.  Don't let anyone else fool you on this. FHA has been around since 1934 and subprime mortgages started to emerge in 1994. Subprime loans in many cases were good for those lenders that weren't FHA approved. The problem with that is the rates on subprime...
I decided to venture out in the blogoshpere today to see what some other lenders are writing about FHA Streamlines. As I have stated, you can't believe everything that you read, even if it sounds true. In this post, I want to highlight some of the misleading facts that I read and to share with y...
   FHA mortgages are not as complex as many make them out to be. They are not the next subprime mortgages.  FHA loans have been around since 1934, while subprime mortgages started to come into full force back in 1994. Lastly, just because someone said that they can qualify you for a conventional ...
Do you go 3 extra miles out of your way to get your gas 5 cents cheaper per gallon? To end up with longer lines or for the gas attendant that takes their time?  What about the bakery whose ad says birthday cakes for $5.00 done in 3 days. When in reality, they normally are $9.00 and take 7 days. ...
Look up in the sky.... it's a bird, it's a plane, it's Robert D. planner by day and pilot by night. Okay, sometimes it's the other way around. Robert is a pilot for American Airlines, but he also owns his on mortgage company. And most importantly, Robert Ashby is a Mortgage Pl...
  FHA credit revised........Piecing together your credit can sometimes be confusing. That's why you should always seek a qualified loan officer that is a FHA Expert. In all honesty, credit is not as difficult as it may seem and FHA has made it easier for you to qualify for your dream home. There...
As the credit crunch continues, I wanted to point out some key issues that I am seeing in todays market place that are misleading the average consumer. FHA mortgages.....  (my advice, steer away from loan officers or lenders that advertise what I am about to talk about) There is no such thing as...
So, what is the answer to the million dollar question? Question :  Is the referral from your realtor more powerful than someone from the internet?Answer : Yes and No..... The internet is very widely used for so many different uses nowadays. The NAR, National Association of Realtors, has stated th...

Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.