RECENT BLOG POSTS
When should your client pay a point?  Most recently, paying the point saved my deal.  Earlier this week, I had a client who was reluctant in paying a point.  They were adamant on receiving a "No Point/No Fee" deal with an exceptional LOW interest rate.  It was almost futile trying to reason with...
08/22/2008
                                USDA 100% Guaranteed Housing Program with No MI. JFrank Capital Mortgage is excited to share that we are now offering a very attractive 100% Financing Program which is offered by USDA Guaranteed Rural Housing Program. And unlike the other 100% programs available, o...
08/12/2008
Today's mortgage industry is evolving daily. Mortgage brokers and loan originators are experiencing the daily grind of getting loans approved--in other words, the lenders are scrutinizing files and taking longer to getting loans approved. Todays industry is challenging and loan agents can't worr...
08/03/2008
 Prior to diving into the world of commission-based salaries, I was a recruiter for about 10 years during the 1990's. As a recruiter I recall a sizable portion of my time focused on networking, networking, networking which of course included countless calls.  I used to refer to my phone as an oxy...
07/29/2008
The Federal Reserve, taking a break from its aggressive rate-cutting policy, chose not to alter key interest rates Wednesday, leaving the Fed Funds rate at 2.00% and everyone wondering where interest rates are headed next. Since last September, the Fed has cut rates seven times for a total of 3.2...
07/08/2008
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Jeff De Loyola

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