Jeff De Loyola's (jeffdeloyola) Blog

I recently enjoyed an episode of "The Apprentice" because the challenge and topic of the week was on Idenittiy theft. A serious matter and until it hits you close to home, it's not that big of a deal. Most recently, I've been working with a client who is trying to clean up a $7000 medical bill wh...

                                                                            Upside down on your loan?                                                             Now you can refinance at 105% loan-to-value! We are pleased to finally offer the much anticipated making home affordable program annou...

Have you heard? Freddie Mac said that the average 30-year fix rate mortgage fell to a new 37 year low as existing home sales continued to fall. Now is your time to refinance out of your ARM before it resets and/or secure a lower 30 year fix rate. Some points to consider as well, property values ...

LinksVA Home LoansDescriptionAmerica Thanks You for your Service! The VA home Loan program welcomes you home - California Veterans. Insured by the Veterans Affairs Department, VA Home Loans allows eligible Veterans 100% home financing - this means:* No down payment* No private mortgage insurance*...

LinksVA Home Loans - irrrlDescriptionCalifornia VA Home Owners VA Streamline Refinance – Interest Rate Reduction Refinance Loan – IRRRL If you currently have a VA Home Loan and in need of refinancing your loan to secure the lowest interest rate available, you can now do so by using the Interest R...

The Temporary Loan limit limits Will be expiring soon. Your window of opportunity is near to take advantage of the New conforming / jumbo loan amounts and refinance.                                               We can review your options with you.                                              Cal...

LinksUSDA Guaranteed Home LoanDescriptionMake the Dream of Homeownership come true with the Affordable Housing Program for Rural California.Recent challenges in getting borrowers and homeowners approved these days have been a "bump in the road" to home ownership. Anywhere from down-payment issues...

VA Home Loan Choices for the Veterans & Active-duty Service peopleLocation: Oakland, CAJFrank Capital Mortgages Mission is to provide Better Home Loan Choices To Those Who Served Our Country.We believe you deserve to live the American Dream you help protect!VA Home Loans Still Remains the Strong ...

Did you know that JFrank Capital Mortgage is still offering Stated Income / Verify Asset on Standard Conforming Loans!!   The question remains is for how long?? Fannie Mae has decided to eliminate their Stated Program earlier in the year.    Key Point's for this Stated Income / Verify Assets We a...

        It has been weeks since my last blog. I don't know what happened. Perhaps laziness, lost of interest, trying to save & close deals, or just plain anxiety trying to come up with a topic that doesn't make you sound senseless. On Friday, I committed to myself to an early Sunday morning star...