Jean Sicilia's (jeansmortgageloans) Blog

I would like to ask you  if  you have  reviewed your credit report lately ?  As you probably know by now, your interest rate, along with loan amounts and available credit on credit cards is based off your Fico scores.  The problem with that is most credit reports have atleast one if not several m...

I have Lenders that allow 100% Stated financing for Non Owner properties.  Minimum 660 middle Fico Score.  Most Lenders allow up to 95%LTV only on non owner stated.  Because I am a Broker, I have access to several Lenders.  Therefore, I can provide a variety of programs to my Clients. Feel free t...

Seller seconds is an alternative way to get your buyer into that home !   When a Seller has enough equity and does not need the full amount at the time of the sale, this is an option many Realtors don't consider.  There are many benefits to both the Seller and the Buyer, and the Realtor gets the ...

The mortgage industry has changed in the past several months.  The secondary market is requiring more documentation than ever.  The rates have increased, the laws have increased, and the volume has decreased !The average credit score has decreased, therefore, the average borrower is paying higher...