Jean's Jingles

I don't know where she receives all her information, but I always enjoy my messages from Judy Phebus. She always sends such great ideas, helpful hints, recipes and much more. I have a folder in my inbox titled Judy Phebus and I save all her messages. She is a Broker and CRS in Las Vegas and I ha...

     I love my Grandson Luc. He keeps me young as I watch him a couple of time a week to keep him out of daycare. He will be 2 years old on January 18th. He is the love of my life! It is so different being a grandparent. When we are together we go to the park, out to lunch and visit people. Peopl...

I have lived in Alameda all my life. I love this little island located across the bay from San Francisco. i love this little island and all its changes. Boy has it changed a lot! I grew up on Bay Farm Island. Although that part of Alameda is not an island, it was  farms and water when I was a ch...

Benefits of  Pre-Inspections   The benefits of ordering a Physical Inspection and a Structural Pest Inspection when initially listing the  home can make the entire marketing process move smoother and quicker.  Establishes Objective Value The price is not merely set by the seller but placed on th...

   Consumers, Remember These Hlepful Tips. ·       An open house should showcase the home to potential buyers and should depersonalize as much as possible.    ·      Remove family photos, mementoes, and distinctive artwork to help home buyers visualize the home as their own.    ·      Additions, ...

Mortgage rates fall to new low The average rate on a 30-year, fixed-rate mortgage dropped to 5.14 percent last week to a new record low, according to Freddie Mac.  A year ago, the rate was 6.17 percent for a comparable loan.  As a result, mortgage applications last week jumped to the highest lev...

More lenders allow "early workout" loan alterations Borrowers with loans owned by Fannie Mae no longer have to be behind in payments in order to qualify for a loan modification.  Borrowers facing financial difficulty, such as losing a source of income, now can apply for an "early workout" loan a...

I was just reading an article on selling a home out of season. The Wall Street Journal has some interesting tips for sellers who are selling out of season. It makes sense that all homeowners who are thinking about selling during these times have as much information as possible to sell their home...

Again, my state association has great information for Realtors to pass on to the consumer. I have been a state director since 1993 which keeps me updated on current laws, contracts and also allows me to be part of decision making on many issues that arise on our committees. Below is information ...

My State association, the California Association of Realtors is the best! They are consistenly help their Realtors with consumer protection issues. I have always had a pet peeve in my area regarding the seller choosing the title company and (most of the time it is the listing agent) making the bu...