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Mortgage and Lending - Julie Chroust, Senior Loan Officer Bay Equity LLC - NMLS #249458
Julie Chroust at Bay Equity Home Loans in Walnut Creek offers convenience, choice, value, and professional expertise. I specialize in finding you the best loan for your individual needs. And I'm with you every step of the way. Not to mention we have the BEST INTEREST RATES.
  The Good Neighbor Next Door Program offers HUD owned single family (one-unit) homes to eligible participants at a 50% discount. In return you must commit to live in the property for 36 months as your sole residence. Who Can Participate? Law Enforcement You may participate in the Good Neighbor ...
California Passes Large Tax Credit for Homebuyers California has initiated its own homebuyer tax credit. The bill — AB183 — was signed last week by Governor Schwarzenegger. The credit is for 5% of the purchase price, with a maximum credit of $10,000. That’s a dollar-for-dollar reduction against ...
Last Week in the News Existing home sales fell 0.6% in February to a seasonally adjusted annual rate of 5.02 million units from 5.05 million units in January. The inventory of unsold homes on the market rose 9.5% to 3.59 million, an 8.6-month supply at the current sales pace, up from a 7.8-month...
Home Insurance: The Basics A home is probably the most valuable asset you will ever own, so it must be protected with adequate insurance. The basic homeowner insurance policy covers against damage from thunderstorms, lightning, fire, smoke, burglary, defacement of property, civilian chaos, vehic...
The Art of Active Listening Listening carefully to those closest to you will bring you much success and power. Sound like a fortune cookie? Maybe, but this token of wisdom is what separates good sales people from the great. Mastering the art of active listening will help you nurture your custome...
Last Week in the News Industrial production at the nation’s factories, mines and utilities increased 0.1% in February, following a 0.9% gain in January. It was the eighth consecutive monthly increase. The overall factory-operating rate rose to 72.7% of capacity in February from 72.6% in January....
101 Selling Secrets From a Top Producer   What does it take to turn lemons into lemonade? Ask top-producing real estate agent and author of “101 Real Estate Success Secrets” Phil Hoover, who had his best year ever in 2009. While most agents experienced a down market, Phil saw an opportunity to c...
The Best Housing Markets of 2010 Some U.S. housing markets have faired quite well regardless of the economic turmoil of recent years. These markets share a few things in common: modestly appreciating home prices, a high affordability rating, better-than-average economic activity and a low forecl...
Last Week in the News Consumer spending rose 0.5% to $52.4 billion in January, slightly more than economists had anticipated. Personal income increased 0.1% to $11.4 billion. The Institute for Supply Management reported that the monthly index of manufacturing activity was 56.5 in February after ...
Analysts, policy makers and investors closely follow economic indicators that track the condition of the housing market. Here's some background information on these important indicators. Housing StartsHousing starts is considered the most important report on the housing sector due to its large r...

Julie Chroust

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