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Do you want to get the best property you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one element in the negotiations, and not necessarily the most important one. Often other terms, such as the strength of the buyer or the...
GENERAL FINANCING QUESTIONS Tips for Homebuyers 1. What is a Mortgage? Generally speaking, a mortgage is a loan obtained to purchase real estate. The "mortgage" itself is a lien (a legal claim) on the home or property that secures the promise to pay the debt. All mortgages have two features in co...
If you hire the right agent to help you market your home they will help you determine whether or not a staging professional would be money well spent. If the agent will pay for a professional stager to "stage" your home don't have much to lose. I think that many agents don't recommend a stager be...
In my opinion the flooring allowance doesn't usually do much for a buyer. When a buyers sees things that need work or need replacing they typically deduct whatever they think it will cost to replace from the offer they make on your property if they are even interested in your property. They almos...
It is very important you find an agent that you trust and that will put your interests first. Be wary of agents that try to put you into an exclusive contract and certainly don't let anyone charge you any up front fees. Another great question to ask the Realtors you interview is if they charge or...
I think that if you buy a property with resale value as your number one priority and you purchase it as an investment without letting your emotions cloud your judgment then there is a very serious upside. If you purchase something without assuring it is an amazing value and the market goes backwa...
There’s always something to do in Minneapolis. So why should you move to Minneapolis, MN? Sports. Watching sports or playing sports this is a great place to be. Love the new Twins stadium. Vikings were fun to watch last year, and I’m not a football person. Timberwolves have been miserable, but th...
Bryn Mawr is one of the best neighborhoods in Minneapolis. It’s a strong neighborhood—neighbors know each other, talk to each other, enjoy each other. The homes are very well kept—gardens, lawns, and boulevards. And the neighborhood parks are beautiful. Whether you want a small playground for you...
With lenders tightening their guidelines and cutting costs, now is a smart time to take inventory of the accounts on your credit report. Those department store cards you haven’t used in ages could actually be propping up your credit scores due to how long you have had them. Make sure any cards th...
What are points?  I've gotten this question a few times in the past month so I thought I'd post this answer. Points are up-front fees paid to obtain a better interest rate on a loan. One point equals one percent of the loan amount. A lower interest rate may result in a lower monthly payment, but ...

Joe Houghton

Best Realtor in Minnesota
smartphone(763) 300-2702
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A great resource for real estate dialogue, information, tips, and advice drawn from 10 years of full-time real-estate experience in the Twin Cities Metropolitan area. Whether you are buying, selling, investing or just plain interested in learning about real estate I think you will find this blog insightful.
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