Frisco Texas Mortgage News, Local Events, & more

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My blog is filled with Frisco Texas Mortgage News, Texas Real Estate Tips, and Local Events in Frisco and surrounding areas. I've even thrown in some Random Thoughts and information about myself so you get to know me better. Feel free to browse around and see why you should live in Frisco Texas.
** As of today, this is a proposed change and is not finalized. ** Well, just when you thought it could not possibly cost any more... the Mortgage Insurance Premium, better known as MIP, as been increased for FHA loans. As of right now, I do not have a Mortgagee Letter to reference, but will upda...
Deciding to refinance your Texas home is one of your most important financial decisions ... There is no more important financial decision you can make than refinancing your present home in Texas. One easy transaction can help you better your long-term finance prospects in many ways: Lower your mo...
When you Pre-Qualify for a Texas mortgage, remember that you are qualifying for a payment, not for the loan balance. When a buyer calls me for a Pre-Qualification Letter (also incorrectly called a Pre-Approval letter… because there is a HUGE difference in the two), I explain to them that they are...
I cant say that I have the privilege of knowing Missy Caulk very well. I've only commented on a few blogs and perhaps a few comments on facebook. I certainly know the name though because she is a friend to many. I've only heard good things for the past 3 years I've been a part of Activerain. Bob ...
I learned two things over the past 2 weeks. The first is to NOT say I'm going to blog when a major holiday is coming up. Clearly I could not stick to the daily blogging and I apologize for that. The good news is that I'll start blogging on a daily basis starting January 2nd. The second thing I le...
Reap the tax deductible rewards of home ownership in Texas. If you’ve purchased, sold or refinanced your home in the past year, tax season is the best time to reap the benefits of being a homeowner! Take advantage of these tax breaks today and you could enjoy a bigger return in April! Mortgage In...
Typically, I do not have any complaints about the Appraisal Process. Ultimately, the Price Listed by the appraiser is based on the sales within the neighborhood over the past 3 months to 1 year. This week was not a great week for appraisal values in my area. In one situation, the borrower did not...
This is day #2 of my personal challenge. As I mentioned when I started yesterday, my goal is to blog for at least 30 days straight. They say it takes 21 days to form a habit, so 30 days should really keep my on track. Today is Thursday, which is Game Day for my son. This is his last year of Middl...
I see there is another Challenge out there which pushed some Activerain Bloggers to get into the groove again. Since I didnt see the challange initially, I decided that I need to have my own challenge to blog each day. So, for the next month, I'll accept my own Challenge to sign on and post a sto...
Its crazy to think that some people can get away with this. Unfortunately, sites like Trulia are viewed often by buyers/renters. So, for this to happen there does not look good. Michelle gives all the details below about what happened. Scary to think that a Renter would have to double/triple chec...

John Cannata

Texas Home Mortgage - Purchase or Refinance
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As a resident of Frisco Texas and a licensed Texas Home Mortgage Professional, it is my job to remove the stress out of financing or refinancing your home. I do this by providing ongoing updates, being available for questions, and ultimately delivering 'as promised' with not surprises. My goal is to become your consultant for life and for you to rely on me to assist your family and friends as well.