Frisco Texas Mortgage News, Local Events, & more

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My blog is filled with Frisco Texas Mortgage News, Texas Real Estate Tips, and Local Events in Frisco and surrounding areas. I've even thrown in some Random Thoughts and information about myself so you get to know me better. Feel free to browse around and see why you should live in Frisco Texas.
Some of you selling your home may run into a situation where you received what you consider a "Lowball Offer". Here are some great tips for how to proceed when you receive such an offer.With the real estate market these days, even in San Antonio, it seems that no matter how nice your home is or h...
Finding a Texas Home Loan in Frisco Texas that's right for you should be easy. Right? Whether you are refinancing your Frisco home or looking to purchase a home in Frisco, you should know up front that there are many Texas Home Loan Programs to choose from beyond the basic Conventional, FHA, or V...
Wondering where to recycle your Christmas Tree in Frisco Texas? The City of Frisco has an easy process in place to dispose of your tree. But before you think about recycling the tree, make sure its environmentally ready - remove the stand, lights, ornaments, and any wiring. The magic number is 5 ...
For my first official post of 2011 (Happy New Year Readers!), I thought I'd share an entertaining story about my Twitter / Facebook experience today. When I write a post to Twitter, it automatically updates to Facebook. I updated both so that I can have conversations with my friends no matter whi...
On December 20, will be the last 'Coffee with the Mayor' for 2010. This monthly meeting is typically held on the 2nd Monday of the month, but was moved to the third Monday due to the Mayor's schedule. Coffee with the Mayor has been a monthly meeting, hosted by Mayor Maher Maso of Frisco Texas, si...
Just one of many faces I met at Houston Raincamp. I'll post some pictures as well, but wanted to share this with you guys/gals. There were agents from all over... including Mike Leibel AKA "Calgary Mike".I had a lot of fun at Raincamp in Houston.   I met a lot of interesting people there.  I have...
Have you heard the old adage in the mortgage business that states when its a good time to refinance your home? The magic number was two percent (2%). If you could lower your interest rate by at least 2% then its a good time to refinance your Texas mortgage.   While this may be a good 'general' ru...
After you fill out your Mortgage Loan Application, do you wonder what the lender is looking for specifically? True, there are many items the underwriter is reviewing, but the most important question they ask themselves is - 'what is your ability to pay back the mortgage?'. The ideal file for an U...
Each lender and each loan program has different guidelines that must be followed. A good rule to follow (from a consumer stand point) is to not do anything that will have an adverse effect on your credit score while in the loan process. We know it can sometimes be tempting, especially when buying...
In the mortgage profession, you tend to see a lot of credit reports. With each transaction, the clients credit is pulled and reviewed with them. Personally, I go line by line to ensure the reporting is accurate, even when the clients credit score is very strong.  The last thing I want to happen i...

John Cannata

Texas Home Mortgage - Purchase or Refinance
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As a resident of Frisco Texas and a licensed Texas Home Mortgage Professional, it is my job to remove the stress out of financing or refinancing your home. I do this by providing ongoing updates, being available for questions, and ultimately delivering 'as promised' with not surprises. My goal is to become your consultant for life and for you to rely on me to assist your family and friends as well.