Jackie Barikhan's (jbarikhan) Blog

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Mortgage and Lending - NMLS#914312
You may have heard the term “pre-approval” or “pre-qualification letter” and how vital they are to the home buying process.  A pre-approval, sometimes referred to as pre-qualification or a preliminary loan approval, is one of the first steps that lenders perform to find out how much home the buye...
If you are a first- time home buyer, the process of getting a mortgage for a property can be daunting.It’s really important if you are a first time home buyer, to work with a specialist to gather mortgage advice, before you enter a purchase contract/ mortgage agreement.In this latest article, Jac...
No Closing Cost RefinanceWhen refinancing property that you already own, do you still have to pay closing costs? You might think, since I already own the property why do I have to pay closing costs like when I purchased a new property? Each time you get a new loan on your property, you still have...
Find out your best affordability with a home loan in Orange County, CA!Maybe you're wondering if you can afford a home in Orange County? The conforming loan limit is 625,500.While there is no calculator to absolutely determine your affordability, you can take a peek below on the criteria that you...
(If you work with a big bank or inexperienced loan officer)  You might have great credit and a fantastic FICO score… Guess what…You could still have roadblocks when you work with a big bank or inexperienced loan officer. There are a ton of underwriting guidelines that must be met for typical conv...
With the nation still struggling out of the Great Recession, California’s overall job and unemployment rating is the 9th highest of all 50 states, at 5.9%. However, this ranking includes inland areas that have been hard hit: 8 of the 10 urban areas in the US with the highest unemployment rates ar...
Partner with Jackie at Right Choice Mortgage and find a place to call homeThe freedom and security that come from owning a home are major reasons to become a homeowner. Putting down roots frees you from rising rent, but it also grants you so much more. As a mortgage lender with nearly 20 years of...
7 Important Tips for the First Time Home BuyerAs you get started on your journey to finding the perfect home, Here are 7 really important things that will make your life so much easier with the home loan process. Stay on time with all of your bills in the last 12 months or more. If you do have a ...
If you are looking to purchase a new home or refinance in 2016, the news is good!Mortgage Rates are still low.Mortgage rates haven’t moved much in the past few years and have stayed between 3% and 4% for a 30-year fixed-rate mortgage. Steady rates have helped home buyers, particularly first-time ...
10 Commandments when Applying for a Home Loan 1. Thou shall not change jobs or become self-employed (The previous 2 years prior to applying is best to be stable at the same job)2. Thou shall not buy a car, truck or van until "after" you close on your  home loan (lest you may be living in it)3. Th...

Jackie Barikhan

Right Choice Mortgage - www.mylenderjackie.com
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