Jay Farner's (jayfarner) Blog

Mortgage and Lending - Quicken Loans
In February, the Obama Administration proposed a few options to Congress with regard to reducing the government's role in the mortgage industry.  The question is, what impact might this have on the mortgage market? Rates have been slowly increasing over the last couple of months and the implement...
Springtime is usually when people get the house-hunting bug and start cruising neighborhoods for available homes.  Why wait until Spring?  Many consumers say they are interested in buying a home but they often delay their search just because it's cold outside, it gets dark early and they think th...
If you're actively looking to buy a home or refinance, you've probably heard that mortgage rates are at historic lows. Really, rates haven't been this low since Eisenhower was President in the 50s! It's always a good idea to shop around for the bank or lender that will give you the best rate and ...
A strong credit score has become more important than ever due to these uncertain economic times. Restrictions for lenders have gotten a lot tighter since the mortgage meltdown. There's no way of getting around it anymore - if you have bad credit, you won't be eligible for a home loan. So you're p...
As the President of Quicken Loans, I’m well aware of the typical concerns that can arise when refinancing or buying a new home. Is this the right time to buy a home? Will I be able to afford it? How will refinancing affect me in the long-run? These tough economic times have only complicated thing...


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