Jay Beckingham's (jayb) Blog

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Mortgage and Lending - Christensen Financial Mortgage - 385907
RECENT BLOG POSTS
Well do you? If you do then how come Homepath continues to get such an undeserved Bad Rap okay now you're going to need to be smart about this, because not only will you get a lower payment, you'll like the other benefits too. I just priced a $125,000 purchase price for both Homepath and FHA and,...
08/04/2013
I've been a Loan Officer for a long time, it seems that I started somewhere just after electricity was discovered. So needless to say I've seen a lot, and yet some things strike me differently still like I'm seeing them for the first time. I just submitted a loan package, for a first time homebuy...
07/30/2013
Okay this has been bothering me for awhile, and I guess the first reason is it's unnecessary. what is it? you may ask. I keep getting solicitation for employment through avenues provided to me by my current employer, and frankly I don't like it. First, let me say that as an experienced loan offic...
07/09/2013
Okay, have you ever wondered, or have you ever compared the programs available to see who's got the lowest payment? especially if you're a first time homebuyer I'm going to use as a basis a purchase price of $125,000 and an interest rate of 4.75% for all examples let's start with VA there's 3 dif...
07/06/2013
Okay I'm going to establish some parameters here, because there's more to this program than I'm going to discuss  Im going to look at this through the eyes of the first time homebuyer, or somebody buying the property as their primary residence. and I'm going to compare it to FHA in most cases, al...
07/05/2013
  Okay, right up front let's be clear about this Rural Housing is not just about "rural" housing. The financing is available wherever the USDA says it is, and in many cases the eligible properties just aren't very rural, or not rural at all. I'm actively involved in lending on both the east and w...
07/04/2013
  I am frankly astonished that considering the number of Veterans in our country how few use their entitlement to purchase a home, and how few Realtors encourage them to do so. remember the VA entitlement is an earned benefit and essentially is available to a Veteran and their spouse. yes I know ...
07/03/2013
  Here's a general premise that is usually a decent guide in most cases Positive economic activity is not good for interest rates if you want them to stay put, or you want them to go down in most cases a strong or improving economy will not get you there. Sometimes we have outside activities whic...
07/03/2013
  We're such a now group. For quite awhile we really didn't have to worry about interest rates. they were just sooooo low and for some reason we didn't take into consideration that they would not stay there forever, or at least until I bought my new home we're you snoozing? because if you were la...
06/28/2013
Okay let's get it out on the table. USDA/Rural Housing isn't (just) about rural housing. Although it might be sometimes. Rural Housing loans are available wherever the USDA feels they should be. So check out their site and look at one of the maps and/or punch in an address and see where you can u...
06/27/2013
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