Jay Beckingham's (jayb) Blog

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Mortgage and Lending - Christensen Financial Mortgage - 385907
RECENT BLOG POSTS
why would that be, you may ask?  Those who know me well, may think that it has something to do with the beginning of the NFL season, but no that's not it. It actually has something to do with another passion of mine. I love first time homebuyers There's the traditional families, and individuals w...
09/09/2016
Did you know that Florida Housing offers a program entitled "Military Heroes?" Well they do, and guess what? the rate is lower than the rest of their programs Most Housing Authorities offer programs exclusively for first time home buyers, but when it comes to our Veterans, that condition is waive...
03/24/2015
I've seen sooooo many presentations, by all kinds of lenders offering what they consider "affordable housing" programs, or programs for first time home buyers. I must say most of these lender, and the presentations leave me... Unfufilled, empty maybe crying out for more sometimes they put me to s...
03/18/2015
do you know the answer? when the question is asked, at first you stop and wonder is this a trick question?   at least that's what I would do.   Okay so let's try the obvious someone who has not previously owned a home? yes, that is correct   anyone else?   just like in many industries, out there ...
09/17/2014
Maybe it's better So, I went to a meetup hosted by Kevin Tolbert of Keller Williams the other day, at PABBQ in Port St Lucie, and I got revigorated in regards to Active Rain. The same day I wrote two articles, and posted them for the first time in a little under a year. So what happened, you may ...
08/07/2014
To all of you out there who have and do use USDA financing for your clients, and to all who should consider it, to quote Bob Dylan the times they are a changin and you best pay attention the first and biggest change is with the property eligibility maps applications received beginning October 1, ...
08/05/2014
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i've been away from the Rain for awhile. It seemed to me that since I had moved to the treasure coast from over on the Gulf, Ft. Myers, and Cape Coral more specifically, that Active Rain wasn't as active. At least that's what I lead myself to believe. I've been a Rainer for, I don't know for sure...
08/04/2014
sometimes I just look at what I'm doing, shake my head, and say God help us. the new or most recent mortgage math says that we can allow a buyer, including a first time homebuyer, to use up to 50% or more of their "gross" income towards their PITI and toal monthly debt. does this seem a bit insan...
08/03/2014
You know, I'm not the new guy, and I really believed that things would get better and things would change. And if I knew how I'd embed a little Dylan here, right now... Because the times, they are a changin Alright so what am I talking about you might like to know. Well we're not going to call it...
09/24/2013
i used to think of 911 as an emergency phone call. I don't even know if that is still the case, is it? Jay's date of birth   9-11-1952   hmmm I can remember where I was on my 49th birthday, also what I was doing. In the same breathe a friend was asking me what I was going to do to celebrate my bi...
09/11/2013
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