Jay Beckingham's (jayb) Blog

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Mortgage and Lending - Christensen Financial Mortgage - 385907
RECENT BLOG POSTS
well the Florida Housing Finance Corp is busy doing what they do. They have just recently announced some new down payment and closing cost assistance programs available statewide. the headliner, in my opinion is a      4%   Grant a grant is where you don't pay back the $$$...ever okay who gets it...
09/12/2018
okay, so today many/most lenders will advertise that "they" offer reverse mortgages. But really, do they? and what do they know about the program?maybe... you should be asking what do i know?well, despite the fact that i had been involved with reverse mortgages for an extensive period of time, wh...
09/07/2018
the Goal:a prosperous and comfortable retirement for all, or as many as possible, of my fellow seniors.for seniors to enjoy their retirement. Okay, so I'm not Tom Selleck, I'm an actual experienced Reverse Planner/Loan Officer with 40 years experience. While Tom may be more handsome (is that gram...
09/01/2018
I have a secret to tell you...I'm a baby boomer, class of 52.We grew up on service.Remember full service gas stations where they washed your window, checked the oil. Boy those were the days.so when you talk with a mortgage lender about a reverse mortgage, is it okay if they just get you started, ...
08/24/2018
you know i've said this before, butyou just don't know what you don't know for Seniors a reverse mortgage for purchase is a truly dynamic tool, which in many cases may be the only way to qualify for the home they want, not what they may have to settle for, and still have no required payments. rem...
08/22/2018
Seniors, and our friends,a favorite saying of mine, and something I like to think about occasionally is; you don't know what you don't know so, what do you know about a HECM Equity Line?a little? not much? nothing at all?here's some basics, which I feel are important.the equity line is guaranteed...
08/10/2018
please let me make this very clear. at this time i am only discussing the FHA HECM, government insured home equity conversion mortgage.*you cannot lose your home. the FHA guarantees that you can stay in your home as long as you maintain the home and pay your taxes and insurance*when you pass your...
07/11/2018
I keep seeing these ads encouraging Veterans to use their entitlement to refinance their homes (up to 100%) to; take out $$$payoff credit cardsconsolidate bills Let me make this pure and simple.  If you must than this could be a good way to use your benefit, but on the surface this may not be a v...
11/30/2017
Whether you like the election results or not, it's hard to argue that the markets don't, Because they do. In my life the simpliest way to look at rates is that strong economic behavior is not good for rates, meaning they will increase; and weak economic behavior is good for rates, meaning they wi...
12/17/2016
i don't care who you are, when a new program comes to the market you just don't know what you don't know The conventional option on the "Hardest Hit" program is just outstanding, if I do say so myself, and I do. So, let's go over the basics; the home buyer can receive up to $15,000 for downpaymen...
09/26/2016
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