Jay Beckingham's (jayb) Blog

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Mortgage and Lending - Christensen Financial Mortgage - 385907
RECENT BLOG POSTS
Okay, here's the challenge; Prove me WRONG! You can't do it, you just can't. I was speaking with the Bus Driver this morning, aka Jay Lagace of Remax Realty, and he was telling me that the Cape has 400 miles of canals. Let me say that again 400 miles of canals No, there is not a home on every ava...
02/02/2011
"IT'S ALL IN YOUR HEAD!" so says Blair Singer, CEO of Salespartners Worldwide, and he wrote a book about how to quiet them. Well I don't know about you, but sometimes I don't want to quiet them I want them to Shut Up! Okay, so now I've given it away...I too have those"little voices" talking to me...
01/29/2011
Okay so you're all sure I've finally lost it, right. Well actually it's too late for that, but that's another story. I know you've been watching CNN, constantly negative news, and listening to the national media. The markets a mess, Naples won't recover for 30 years. Ya, right Where do they get t...
01/26/2011
Many years ago, or so it seems, in a far away place you used to be able to acquire a mortgage with little or no documentation required. Basically all that was required was a PULSE Now it hasn't been that way for quite awhile. I mean we've been "over documenting" loan files for a bit now but still...
01/24/2011
Okay I know how much all of you Northerners just love all that snow. And, oh ya the change of seasons aren't they wonderful (actually I lived in NH for over 30 years and the fall foliage was fantastic). Now, freezing rain is upon you all, I he-a. Don't go tellin me you all love that. Let me share...
01/19/2011
Let's start with the following basic premise; Whatever you did, to get your mortgage approved 1 year, 2 years, 3 years ago, or maybe even 3 months ago, does not matter. All that matters are the processes and guidelines TODAY Okay, REQUIRED Documentation require;  to demand, to need...so says Webs...
01/11/2011
So says (writes) Sheri Qualters for the National Law Review. "Court gives banks "beat down" over foreclosures" So says (writes) Les Christie for CNNMoney.com To quote Vince Lombardi, "what the h---'s goin on out there?" Here it is from Christie's article; " the banks failed to make the required s...
01/10/2011
You just gotta love the "Who" I confess I am a "Baby Boomer" I was born in 1952. In general, boomers are those born between the years of 1946 & 1964. That would mean that the tip of the iceberg is turning 65 in 2011. Back to the "Who" as they ask the big question? who are you? who, who, who, who?...
01/08/2011
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2010  wow, I've been in the mortgage industry for over 30 years, but I'm not sure I've had this much fun.  GFE They gave us a new GFE, actually they forced it upon us. It's 3 pages and replaces the 1 page form. HUH? I need another form to actually explain what the buyers real costs should be. Tha...
12/29/2010
If your buyer really wants to improve their scores the information is everywhere, and it's not hard to interpret or to establish a plan, BUT let me go back to if your buyer "really" wants to improve their scores If they don't, and their scores are low, let's say below 640 for the sake of argument...
12/29/2010
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