ARCHIVED BLOG POSTS
2013
I've been a Loan Officer for a long time, it seems that I started somewhere just after electricity was discovered. So needless to say I've seen a lot, and yet some things strike me differently still like I'm seeing them for the first time. I just submitted a loan package, for a first time homebuy...
07/30/2013
5
Comments
Okay this has been bothering me for awhile, and I guess the first reason is it's unnecessary. what is it? you may ask. I keep getting solicitation for employment through avenues provided to me by my current employer, and frankly I don't like it. First, let me say that as an experienced loan offic...
07/09/2013
Okay, have you ever wondered, or have you ever compared the programs available to see who's got the lowest payment? especially if you're a first time homebuyer I'm going to use as a basis a purchase price of $125,000 and an interest rate of 4.75% for all examples let's start with VA there's 3 dif...
07/06/2013
Okay I'm going to establish some parameters here, because there's more to this program than I'm going to discuss Im going to look at this through the eyes of the first time homebuyer, or somebody buying the property as their primary residence. and I'm going to compare it to FHA in most cases, al...
07/05/2013
Okay I'm going to establish some parameters here, because there's more to this program than I'm going to discuss Im going to look at this through the eyes of the first time homebuyer, or somebody buying the property as their primary residence. and I'm going to compare it to FHA in most cases, al...
07/05/2013
Okay, right up front let's be clear about this Rural Housing is not just about "rural" housing. The financing is available wherever the USDA says it is, and in many cases the eligible properties just aren't very rural, or not rural at all. I'm actively involved in lending on both the east and w...
07/04/2013
28
Comments
I am frankly astonished that considering the number of Veterans in our country how few use their entitlement to purchase a home, and how few Realtors encourage them to do so. remember the VA entitlement is an earned benefit and essentially is available to a Veteran and their spouse. yes I know ...
07/03/2013
2
Comments
Here's a general premise that is usually a decent guide in most cases Positive economic activity is not good for interest rates if you want them to stay put, or you want them to go down in most cases a strong or improving economy will not get you there. Sometimes we have outside activities whic...
07/03/2013
Rainmaker
289,659
289,659
Jay Beckingham
Seniors ROCK!