Jay Beckingham's (jayb) Blog

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Mortgage and Lending - Christensen Financial Mortgage - 385907

ARCHIVED BLOG POSTS

2010 

Okay, last week I said follow the Patriots example, and considering the end result, there might be a lot of excessive snickering, or outright laughter about that suggestion now. But, hold on there for just one dog gone minute. There's still much to learn. After the pain goes away, which may be wh...
01/12/2010
" A powerful agent is the right word. Whenever we come upon one of those intensely right words...the resulting effect is physical as well as spiritual, and electrically prompt."   Mark Twain Now there's a man who knew something about the power of words, and the word choices that we make daily. Wh...
01/11/2010
Someone is going to have to start out by explaining to me what a recovery is. What does recovery mean to you? Probably not what it means to me. I heard it would be a return to normalcy. Well who gets to decide what's normal in the housing market. What once was considered normal is long gone, mayb...
01/11/2010
Why are sooooooooo many buyers turning to USDA/Rural housing loans? Maybe the real question should be, why you're not? Once and for all, let's make this perfectly clear; Rural Housing is NOT just for Rural properties, it is available in whatever areas the USDA says it is. They decide, that's the ...
01/07/2010
I just love all the postings about specific guidelines as found in Fannie Mae, or Freddie Mac manuals. Throw in AllRegs too. Oh, please don't yell at me, you're right, we don't use manuals any more, its all on line. See the real problem is that personally, I'm just not as smart as some of the wri...
01/07/2010
Did you just frown? Did you think, he must be kidding. Well I'm not and here's some reasons why. First and foremost; Consider the buyer! The VETERAN That's an individual who has served his/her country, possibly in combat, and may have been wounded. They keep you and I and our families safe. That ...
01/05/2010
You may want to consider doing it now! Don't procrastinate, or the window of opportunity may close. I remember subprime buyers waiting for the market to bottom out. What happened? When the market bottomed out there was no longer such a thing as subprime loans. Gonzo! The door was slammed closed o...
01/04/2010
Okay Peter Goodman, a Times writer, would apparently like to pass himself off as an expert in regards to the real estate market in Cape Coral, Florida. Peter says the market in the Cape is "far from recovery." Let's start with the tremendous amount of time that Peter hs spent in "OUR" market. The...
01/04/2010
I've seen some recent posts about guideline changes for FHA, FNMA, and FHLMC, and that's nice. They contained some excellent information, but in a nice way, I question their value. Along with the agency requirements we have become accustomed to, or not, to a great deal of layering. In its simplis...
01/03/2010
Everybody wants to get into the act. That's how it appears, but the facts are that HUD has been attempting to change and finalize a new "Good Faith Estimate" for quite a while. That being said considering all the time they spent on it, it baffles me as to how they could do Such a lousy job! In fo...
01/01/2010
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Jay Beckingham

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