Jay Beckingham's (jayb) Blog

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Mortgage and Lending - Christensen Financial Mortgage - 385907

ARCHIVED BLOG POSTS

2009 

Reminds me of John Lennon;  "Power to the People," I can hear the music and John singing in my head. For some of you, you are just not old enough to remember John singing this. At that time, it was a protest type song. Well in today's world Active Rain has given the power to the people and well, ...
09/28/2009
When I first started in the mortgage lending business there was no such thing as a stated income program. The self employed and commission income clients had to live and die on the merits of what their tax returns stated. Quite frankly, I do believe that the underwriters back then did a much bett...
09/26/2009
Once upon a time, in a very far off land (Dover, NH) there was a very young and enthusiastic Loan Officer (me) who was introducing the marketplace, made of of mostly Realtors, to what was referred to as secondary market loans. Back then Fannie Mae, and Freddie Mac were not the household words tha...
09/22/2009
Okay, I've read the posts about the power of Active Rain and the google juice, well as they say a picture is worth a thousand words. So, if you've never done this before, Google yourself! If you've been an active Active Rain blogger than you're going to loooooove the exposure that you and your bu...
09/18/2009
WARNING, WARNING!!! TOXIC BEHAVIOR is hazardous to your Success! Toxic behavior by definiton would be a behavior that was/is poisonous. Boy, that doesn't sound good to me! Where will you find this you may ask? so that you may avoid it. Well first, you really need to check out the mirror and see i...
09/17/2009
I've read a few blogs recently about returning phone calls. It made me think about the good olde days, you know, before voice mail. Oh, how did we ever survive? So what I'd like you to do right now is stop for a few minutes and think about how you feel when you're calling someone, it's an importa...
09/15/2009
Every year just like clockwork here it comes. It's time for another birthday. For me it's also a time for reflection and I'd like to share a few thoughts. On Friday I'll be 75, oops there's that dyslexia thing, I'll really only be 57. As you get older you're allowed to make more oops'. I use to t...
09/10/2009
YEAAAAAAAAAAAAAAAA!!!!! I hope God doesn't strike me down for using CNN as a source, but in my own defense, it does state that the article comes from the editors of Money Magazine, if that's any better. But so what about the source, this is extremely positive news about Southwest Florida, so I'm ...
09/09/2009
Okay, I've had enough, actually more than enough. HVCC was tolerable, although ridiculous and unneeded. Let's make sure that we keep those low life loan officers and processors away from the appraisers so that they can do their job. If this is such a vital requirement why is it not an FHA or a US...
09/09/2009
6 Comments
Some blogs are just fun! They generate constructive and intelligent comments, and they make us think. Also, I confess to being "Mr. Positive" at least most of the time. Every now and then someone wants to point out "the reality of the situation" Pleeeeeeeeeeeeeeeeeeeease, no not that! You know it...
09/07/2009
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Jay Beckingham

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