Janine Kirchnavy - California Real Estate Broker

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Real Estate Agent - 44Realty Corporation - CalBRE 01048899
California Real Estate - Listing and Selling Probate and Trust Real Estate, Short Sales and Pre Foreclosures, REO and Bank-Owned Properties.
RECENT BLOG POSTS
As part of your offer, you may require a termite and pest inspection. This company not only inspects for termite damage and pest infestations, but also inspects for dry rot and water damage, among other things. The company that performs the inspection is important to you as a buyer, because you w...
05/14/2013
Title insurance is important because, by providing you with an Owners Policy, they insure that you have clear title to the property. If there are any problems later, you can always go back to the title insurance company and have them clear it up. Since it is customary for the seller to pay for th...
05/14/2013
We have been assisting homeowners market and sell real estate and helping homebuyers find their dream homes since 1989. We have the network, financial resources, technology and real estate experience to provide you unparalleled service and help you reach your desired results. We specialize in lis...
03/27/2013
California’s median home price marked a full year of annual price gains, propelled by strong sales of higher-priced homes in February, while a lack of inventory constrained total home sales for the month, the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) reported this week. Sales in February were ...
03/22/2013
A short sale is a sales transaction for which a seller’s mortgage lender voluntarily agrees to accept a loan payoff of less money than what is owed on the mortgage loan. In a short sale, the property may or may not be in foreclosure. However, homeowners may consider short sales as a viable option...
03/22/2013
  A Few Words On Appraisals Make sure the appraiser knows the neighborhood.  Sellers can request that the lender send a local appraiser; if that still doesn’t happen, owners should supply as much information as possible about the quality of the neighborhood. Provide your own comparables. Sellers ...
02/08/2013
If researchers at the nonprofit Center for Responsible Lending are on target when they say the country is only halfway through the foreclosure crisis, many more people are going to be conned out of a great deal of money trying to save their homes. Read the full story  
02/08/2013
The Federal Housing Administration, which is the largest insurer of low-down payment mortgages, announced last week that it will raise premiums by 10 basis points, or 0.1 percent, on most of the new mortgages it insures.   A borrower opting for a 30-year, fixed-rate mortgage who puts down 5 perce...
02/08/2013
With interest rates down and inventory up, many savvy consumers are taking a good, long look at investing in a home of their own. The benefits are big and the rewards buying a home long-reaching. For some consumers – a down payment is the only thing standing between them and the dream of home own...
01/26/2013
1) CHDAP - California Homebuyer's Down Payment Assistance Program for qualified 1st Time Home Buyers, 3% Silent 2nd Loan, Income Limits Apply, Funds still available 2) FHA - Today's Most Popular Home Loan Program, 3.5% Down Payment, Min 620 FICO, No Income Limits, No Reserves or Rent History Requ...
01/22/2013
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Janine Kirchnavy

The Kirchnavy Team
local_phone(909) 945-3662
smartphone(909) 816-9060
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We have been assisting homeowners market and sell real estate and helping homebuyers find their dream homes since 1989. Our extensive knowledge of the Southern California real estate market and can help you find the right home for you or the right buyer for your home. We specialize in listing and selling single-family homes, condominiums and residential income properties 1-4 units, including Standard Sales, Probate and Trust Sales, Short sales and Pre Foreclosures, REO and Bank-Owned homes and HUD properties. Serving the community's real estate needs in the Tri-County area including: San Bernardino County, Riverside County and Los Angeles County. Providing you with comprehensive, high-quality customer service is our top priority. So when you decide to buy or sell your home, please contact us - (909) 945-3662 and let's get started!