Musings and Thoughts from Western Colorado

 In visiting with my new loan officer these last few days the word ACCOUNTABILITY has been raised in many ways.  First lets define the word with the help of dictionary.com the state of being accountable, liable, or answerable. What the conversations have been with this new loan officer is our acc...

 Don't do it until you have talked to your lender and your mortgage professional!!!There are alternatives out there.  Is it just your house payment that you are having trouble making?  Where you on an ARM and it reset.  Relax there is the FHA Secure program to help you refinance into a better mor...

What in the world are you thinking?  I have submitted 5 yes 5 files to you in the last 2 weeks and every one you question my income figure.....Now I want to say THANK YOU for raising the income figure I submitted on all 5 files, but is this really necessary?  I mean you dropped the Loan To Value ...

NEED PROOF..... a few months ago I wrote a post about CountryWide and what I called a new marketing ploy... well read this comment from a Frustrated Potential Home Buyer!  I will copy and paste it in its orginal format and will not touch a thing.  I just want to say to Chris, we hear you and we a...

All most vacation time for Scuba Joe The last day of the month and only 4 more days to handle the PRESSUREMaybe in my next life I might be A Secret Agent ManJust because it is snowing in Colorado and I feel like some old dance songsMony Mony Or maybe contemplate the age old question   Are We Not ...

Welcome my friends to an early Friday morning in the rain(you will have to imagine this radio post with my best bass sexy rum soaked voice because that is what I  an right now)ButAfter today and this deal I am semi motivated to, ok well I came up with a few tunes about deals and let's just call i...

 Now I understand that some Realtors are having some issues these days and any deal is worth fighting for, BUT in the last week I have had 2 rather unsettling conversations with Realtors desperate for a paycheck.The first has really pushed and pushed this buyer (I am sure she worked very hard for...

Call NOW and for only $199.95 we will send you this wonderful blog called "Welcome to Mortgage Terms for Dummies", otherwise known as plain talk.  With this handy dandy reference guide you can be talking like a mortgage geek within hours.  Amaze and stun your Realtor friends when you toss out ter...

Happy Tuesday here on Radio RainAnd to help me stay in a vacation modeI know I don't leave till April 4BUTIt is Beach Music timeAnd lets start withSURFIN SAFARIAnd since it is a scuba diving tripIs that a Moray in your pocket?How about a little trip toSurf CityAnd a  little old fashion surf music...

I can not help you clean your creditIf you lie to me If you can not document what you sayWhen we challenge an item on your report it becomes a "he said she said thing"Now if you are not in a hurry and the item is old say like 5 years.... If you do it in writing you have a chance.  By challenging ...