Fixed Rate mortgages are at their lowest level for 2011 as reported in the current Freddie Mac weekly Primary Mortgage Market Survey. Many qualified buyers missed the opportunity last fall in October and November to refinance at record low rates. This may give homeowners one more chance to refina...
Equity is simply the difference in an owner's unpaid balance and the value of their home.  Amortization and appreciation contribute to the equity over time.  The equity is usually realized when the home is sold but it can also be accessed by a home equity loan or a cash out refinance. Most peopl...
Many homeowners are overlooking an opportunity to lower their property taxes by not challenging their tax assessment.  Property values have decreased in the past two to three years and the assessment may not reflect the current market value. Deadlines are critical and if the challenge isn't made ...
  This is a nice story and one that we should all read. Each and every one of us, as Americans, should take whatever action is necessary to assist those men and women in uniform who sacrifice so much so that we may live free and unthreatened!   Now that I am an Active Rainer and I see a little mo...
As we all know, how a credit score is determined is a well guarded secret. However, over many years, I have reviewed a lot of credit reports and here are a few things I have noticed. These are solely my opinion:   Student Loans Student loan lenders are known for keeping detailed records. It is al...
  Dallas is a richly diverse American city - over the years it has become a melting pot of cultures, religions and lifestyles. This important convergence of uniqueness and differences is reflected throughout the sights and sounds of the city. Dallas ' authentic arts, music, food, places of worsh...

Jack Gillis, M.B.A., J.D., LL.M.Dallas, Texas 214.718.4910

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