Ilyce's Views You Can Use

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Services for Real Estate Pros - Financial Revitalize
Thanks for visiting my ActiveRain blog. Here, you'll find information about what's going on in the mortgage market, ideas to build your real estate business, and other blippits I think you may find of interest.
RECENT BLOG POSTS
Traders brushed off Tuesday and Wednesday's passage of the American Recovery and Reinvestment Act and the President's mortgage relief plan, respectively. It showed how unsure markets remain about the stimulus package and its probable impact on the economy. As a result, mortgage markets worsened l...
02/23/2009
In Mesa, Arizona, Wednesday, the President presented the Homeowner Affordability and Stability plan, a multi-pronged effort to support the housing market. The story made the front page of nearly every newspaper in the country. The president's plan is sweeping: Incent mortgage servicers to work wi...
02/20/2009
"How To Increase Your Sales 10-30% by Year's End!!" Thursday, July 24, 2008 2:00 PM - 3:00 PM EDT Webinar Registration https://www2.gotomeeting.com/register/923485733 Are You Tired of Showing Homes/Taking Applications from Buyers - Only to Find Out Later That They Are NOT QUALIFIED? Are You Tire...
07/21/2008
The FHA risk-based pricing matrix For the first time in its history, the FHA changed its funding fees and mortgage insurance structure this week. FHA-insured home loans are now subject to a risk-based pricing adjustment, as shown by the table above. Because of risk-based pricing, FHA home loans ...
07/21/2008
I’d to share with you the details regarding a new online payment company similar to PayPal - but better! They have just launched an incentive program to gather new members and if you move quickly, you can get some F*REE MONEY - Up to $525! The company is backed by a bank out of SD and is FDIC ins...
02/26/2008
Even if you've been recently pre-qualified (or pre-approved) for a mortgage, it may be prudent to get "re-approved".  The mortgage industry is changing quickly; being prepared beats the alternative. Recently, mortgage lenders have made adjustments in what they will lend, and to whom.  This shrink...
12/19/2007
For most Americans (but not all), mortgage interest is tax-deductible in the year in which it was paid. With some advance planning, therefore, a homeowner can increase his 2007 tax deductions by paying additional mortgage interest while the calendar still reads 2007.  The key is to make the mort...
12/18/2007
Conforming mortgages are getting more expensive -- but not because of mortgage rates.  To protect against further weakness in the housing sector, Fannie Mae and Freddie Mac are instituting "delivery fees" on all conforming mortgages, effective March 2008. Fannie Mae's Adverse Market Delivery Cha...
12/13/2007
The Federal Open Market Committee meets today and will release a public statement at 2:15 P.M. ET.  It is widely expected that the FOMC will lower the Fed Funds Rate by at least 0.250%. When the FOMC lowers the Fed Funds Rate, it is trying to "loosen" credit for American businesses and consumers...
12/11/2007
Among lingering doubts about housing and credit markets, and a general uncertainty about the U.S. economy, the mortgage bond market tanked towards the latter part of last week.  As investors moved away from mortgage bonds, mortgage rates forcefully bounced off their two-year lows. A major factor...
12/10/2007
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Ilyce N.Powell

CMPS- Certified Mortgage Planning Specialist
local_phone(410) 929-2519
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