RECENT BLOG POSTS
On February 20th a letter went out to Suzanne Hutchinson EVP of Mortgage Insurance Companies of America from James Lockhart, III. (Director Federal Housing Finance Agency and Chairman, FHFA Oversight Board.) This letter outlined some much needed assistance for homeowners not delinquent on their ...
04/07/2009
Over the last two years 85% of my customers have been first time home buyers. Out of that group the fortunate ones had funds to draw down from their 401k retirement account. Others got a gift from parents, but most of my buyers were able to buy using down payment assistance. Those sources cam...
03/11/2009
Now that all the dust has settled, and IRS has clearly posted all information to the website Link to IRS page buyers can take a sigh of relief that the $8,000 first-time homebuyer credit will be sent out in it's entirety, as long as all the requirements are met. Any other refunds due to you as pa...
03/06/2009
Over the last few days I have been fielding calls from would be home buyers about just how this new plan will work. The news is exciting. Yes, you can get the stimulous money refunded from your 2008 taxes. You don't have to wait until 2009. Filing an amended 2008 return will speed the funds ...
02/16/2009
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2008:* The stimulus package passed last October included the now famous $7,500 tax credit for 1st Time Home buyers closing their escrow AFTER April 8, 2008 and BEFORE July 1, 2009. Consider these dollars a ZERO interest loan from your Uncle Sam. There are certain restrictions and you must begin...
02/14/2009
The new $819 billion stimulus plan passed yesterday in the House, really is something for 1st Time Home Buyers to cheer about! The $7,500 tax credit that was part of the original stimulus passed last October did little to stimulate home purchase since the $7,500 was more of a 15 year zero intere...
01/29/2009
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Recently it came to my attention that folks are moving funds into bank instruments due to the uncertainty of our financial markets. Over the last several months I have had three customers tell me that they had moved their savings out of the bank and into Cashier's Checks to tuck away at home or i...
01/22/2009
Rainmaker
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Ingrid Pierson
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Brings fresh information about Placer County lifestyle information... specializing in vineyards, vineyard homes and vineyard lifestyles. Opportunities for Home wine making, and local color and activities centered around local wineries, and venues of Auburn, Loomis and Newcastle.
Additionally, with my background in lending I bring information about short sales, changes on laws and lending that impact you as the Seller and the bank approval process.