Leon's Blog

Not only is the average american unable to save money but there is a serious negative savings rate taking place that is piling up the debt owed in this country at a pace that is mind-boggling. These families are spending huge amounts of money to finance debt on the largest purchases such as, home...

  Even though an annuity is sold like securities by insurance companies, they are much different from insurance policies. The best way to explain annuities is to imagine a hybrid product that combines the advantages of long-term investments with the advantages of life insurance. With an insurance...

  Annuity Pros(Advantages) One of the largest benefits touted is that annuities offer you tax-deferred income, as annuity income is taxed only when you elect to receive it. So you can avoid taxes on annuities if you never want to use it, however that usually is not the objective. It is taxed even...

  Life Insurance policies are absolutely critical to an Estate Plan and is one of the first things that a Financial Planner will check when working on an Estate Plan. There are four critical areas of the Estate Planning process that make Life Insurance a crucial component to Estate planning: Weal...

  Valuations on gifts when talking about intrafamily transfer's can be extremely dificult to prove satisfactorily to the government, especially when they involve a closely held business. There are four specific sections concerned with how to value intrafamily transfers within the gift and estate ...

Sacramento Pre-foreclosure Workshop December 8, 2009, Gives Homeowners Education, Options, Timelines, and Strategies to Fight Back As our country hemorrhages  from a  foreclosure crisis of historic proportions, home values plummeting, layoffs the rule instead of the exception and millions of fami...

Why Use a Realtor Instead of An Unlicensed Foreclosure Consultant If You Are Short Selling Your House? The current mortgage crisis has created a tremendous focus on our profession as real estate agents. Sacramento foreclosures have created distressed homeowners who are looking to Realtors® for an...

How Not To Turn $20 Into A $75,000 Disaster! This is What Happens When You Don't Use "Total Asset Optimization Principles"  Anyone With A Job Can Build A Nest Egg On "Steroids" Whether your financial status is considered lower income, middle income, upper income, or super rich you have the abili...

 Many real estate agents, loan officers, and other real estate industry professionals are all experiencing the same thing. They are working much harder for a lot less money, and this is tremendously affecting their ability to plan for retirement. The reason is simple: Commoditization. If you sell...

Many real estate agents, loan officers, and other real estate industry professionals are all experiencing the same thing. They are working much harder for a lot less money, and this is tremendously affecting their ability to plan for retirement. The reason is simple: Commoditization. If you sell ...