Joe Knows Mortgages

Hard Work Does Not Guarentee Success, But No Work Guarentees FaliureFABREGAS   THis is a great quote.  Over the last few years I have seen this principle make the difference between success and failure.  If you do nothing, you can bet nothing will happen.   Joe Harris Mortgage professional

Looking though different groups, I continue to see blogs with hundreds of comments.  These blogs are simple, more argumentative than thought provoking, and not that factual.  What kind of blog do I need to write that will have an impact on the Activerain community? Typically, I blog about the mar...

The YPB is a great local organiztion with the mission statement "To inspire and empower career-minded individuals to engage in civic, social and professional development."  I thought I would put a plug out for this event (which is members only) that is happening tonight. Members only networking ...

This is what professional service looks like: •  Face to Face meetings •  Full disclosure and explanation of costs and process •  True and dependable Pre-approval •  Professionally managed expectations •  Timely and accurate weekly updates to all parties •  A highly trained and experienced proces...

As a mortgage professional, I am always looking for ways to market, network, and increase business in an economically sensible way.  I have many different referral relationships currently in place, and my business is fairly strong.  Recently I was invited to a BNI meeting by a very successful rea...

What a great time to be a first time home buyer Did you know that if you have not owned property in the last 3 years that you are considered a first time homebuyer?  That means that you may be eligible for the $8000 first time homebuyer credit if you purchase a home before December 1st, 2009. The...

There is much new regulation coming down the pipe for the mortgage industry with Regulation Z changes, and RESPA changes; many of my peers are beside themselves and raving mad about the changes.  In the next years many of the rules that hold professionals in the mortgage industry accountable will...

Single Family Residence Sales for May 2009                 The Brevard county real estate market continues to improve at a rapid pace.  Looking at the data for May 2009, sales are up 7% over April 2009.  Sales are also up over 18% year to date through May verses last year.  Sales are up, rates ar...