Joe Knows Mortgages

When shopping for a home loan, you will hear lenders refer to points.  Points are fees paid to the lender at closing. Each "point" is equal to 1% of the loan amount. For a $100,000 loan, a point equals $1,000. Two points would be $2,000.  The loan officer that you are working with should be able ...

I have talked about it before, it isn't going anywhere, and now is the time to take advantage of On-line marketing.  With many different studies showing that anywhere from 75% to 85% of all home shoppers are shopping on-line for homes, it would be silly not to market on-line.  While this may mean...

How to hold a broker open houseNow that you know the value of a broker open house, you are probably asking yourself "what do I do to get a decent turnout, and the feedback that I need to help sell this house?"  Below I have outlined the steps to holding the Broker Open house.•1)      Think of a t...

Broker's Open House - 318 Fourth Ave   Melbourne Beach, fl 32951  --  Wednesday May 16th 4pm to 6pm Please Join us for Wine and Cheese!•ABSOLUTELY SPECTACULAR HOME!!!   $465,000•Vaulted ceilings, Italian cabinetry, granite in kitchen and baths, custom tile throughout, beautiful archways and colum...

I am new to the active rain community, and I am begining to understand the value of blogging.  How do you use blogging to your benifit?  What advice would you give a new blogger about making the most of your blogs, and what advice would you give some one to maximise their blogging?  Here is an op...

This mother's day has really taken a new meaning for me this year. While I am still not a mom, my wife is, for the first time. It was the first mother's day I had to buy her a gift, and we celebrated the day. We always sent our mother's gifts, however the day did not always have meaning to us. As...

Do you have a great listing, that you know you could sell, but it is over priced?  Do you have a seller that is unwilling to repaint that orange and yellow dining room to more neutral colors?  You may have a listing that is a good candidate for a broker open house.The premier purpose of a Broker ...

In the height of the buying boom in Brevard County, Fl of the last couple years, mid to late 2005, consumer confidence in purchasing real estate was at an all time high.  In contrast, right now consumer confidence to purchase a home is much, much lower.  I always thought you were supposed to feel...

While I do not want to open the doors on a Broker VS. Banker argument, I just wanted to respond to an article titled Broker vs. Banker that I recently saw.  It wasn't so much an article as it was a section on the FAMB web site.  This article was full of half-to-no truths.  Here are a few statemen...

The foundation for most Realtor's business is in their listings.  I have even heard more than one Realtor say ‘listings mean power'.  Unless you are strictly a buyers agent, one of the key's to real estate success and ‘power', are in a powerful Listing Presentation.Here is a great article I found...