RECENT BLOG POSTS
  Everyone is looking to save money. Whether it be negotiating loan contracts or the cost of a house, a client will do their best to get the most bang for their buck. Companies do the same thing, but some of their tactics could affect you in a negative way.  Many companies cut corners in order to...
08/23/2012
Death is a scary conversation. However, not discussing life insurance can end up with even scarier consequences. A lack of life insurance could leave your mourning family without a way to pay for your funeral, bills, or mortgage after your death. A good life insurance policy prevents scrambling f...
08/22/2012
Struggles happen. Unpredicted losses such as unemployment, losing a spouse or an unexpected illness can drain away your savings for retirement or a home.  How do you start over when an emergency situation arises?  Here are 3 steps to start rebuilding your savings: 1. Set a budget: Allocate where ...
08/22/2012
There are always options available to make an expensive purchase cheaper.  For example, a client on a tight budget can forgo the McMansion he was eying in exchange for a smaller house on a bigger lot, allowing potential to expand if need be.  For those of us who have children, you know how expens...
08/21/2012
  Gathering the funds needed for a down payment takes a lot of work. Buying a house may be the biggest purchase a lot of people make. But with rising college costs, sending a child to college is a close second.  While you have to take out loans and hire lenders when financing a house, your child ...
08/17/2012
Before a client approaches the closing table, it’s important for them to know and understand the various closing costs (such as assignment fees, flood certification fees, etc OR for a full list of estimated closing costs, read our post here) so that they aren’t blind sided with a closing settleme...
08/16/2012
  We’ve all had clients that experience the rent vs. buy debate. They want to become a homeowner, but can’t necessarily afford it, so they rent until they save up the money for their own house.  This same logic can be extended beyond the housing market. Some items are perfect candidates for renti...
08/15/2012
Property taxes are part of any home’s stats and something that home buyers are increasingly concerned about. They don’t want to pay too much and they don’t want to live in a community where the property taxes are skyrocketing. Unfortunately, most homeowners’ property taxes go up each year, some y...
08/10/2012
  How many times have you tried to explain to your child that money doesn’t grow on trees? Many of us out there may worry about the financial future of our kids, and as real estate professionals you know how important finances are to a family’s future. How will they save up the money to buy a hou...
08/08/2012
  You would never advise a client to begin their home search before they know what their down payment can be and how much they can afford. It's the same thing with colleges. You wouldn't show up at a $15 million home if you can only afford a $150,000 home and you shouldn't show up to Harvard if y...
08/03/2012
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Ilyce Glink

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