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The Office Of Federal Housing Enterprise Oversight (OFHEO), which oversees Fannie Mae and Freddie Mac, has allowed them to increase the amount of money that they invest in home loans.OFHEO did this by reducing the amount of capital that Fannie and Freddie are required to keep in reserve. This ma...
In our market in the Washington, DC area, which has higher-priced homes, we rarely see FHA loans.But this has all changed yesterday. HUD has announced new higher FHA loan limits, which will be calculated at 125 percent of the HUD-published median prices for an area. The new limits will obviousl...
The chairman of the Federal Reserve, Ben Bernanke, has called for mortgage lenders to reduce the principal of mortgage loans for those homeowners who owe more than their homes are worth.In essence he is asking banks to relinquish some of their income from loans in order to stop additional foreclo...