Jeff's Blog

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Mortgage and Lending - Southwest Funding
Discover what others have, no one works harder to get you your dream house. Our experienced staff is here to work with you to develop your loan application quickly, accurately, and honestly to make the strongest case for you. Then we shop our network of wholesale lenders to find the loan program that fits you best. We pride ourselves in helping you get your questions answered with prompt, courteous service. We never forget that it is personalized one on one service that sets us apart from the rest.

ARCHIVED BLOG POSTS

2012 

Dallas Reverse Mortgage Tip 1/30/12: A reverse mortgage is not credit driven or income driven, so even if you have low income or bad credit it doesn't change the approval process. As people get older, some of their bills (home repair, medical expenses, etc.) increase while at the same time their ...
01/30/2012
A Good Faith Estimate is the ONLY binding document a company can give a borrower. Many companies are giving borrowers worksheets or other documents in place of the GFE. Any document given to a borrower other than the 4 page GFE is invalid and simply doesn't matter. The reason companies give these...
01/17/2012
Fannie Mae is increasing their costs to lenders so more than likely lock extensions will increase in price. It is very, very important to make sure you get ALL of your documentation to your loan officer before you ask them to lock your loan!  It is very important to plan accordingly in getting yo...
01/10/2012
We Now offer 100% VA mortgage refinances. This applies to both a conventional to VA or an FHA to VA refinance. We still (and have always) offered a 100% VA streamline product AND THE VALUE IS ONLY BASED UPON AN APPRAISAL DRIVE-BY, NO NEED FOR A FULL BLOWN APPRAISAL!!!   http://www.texaslowcostmor...
01/05/2012
Tip of the Day: Why are FDIC insured banks so much more expensive than Southwest Funding? 1. They have to pay for FDIC insurance. 2. They have to pay for all of the support staff (tellers,csrs, operations staff, etc.) 3. They have to pay for the massive amounts of advertising they do on televisio...
01/03/2012
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JeffSchraeder

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Discover what others have, no one works harder to get you your dream house. Our experienced staff is here to work with you to develop your loan application quickly, accurately, and honestly to make the strongest case for you. Then we shop our network of wholesale lenders to find the loan program that fits you best. We pride ourselves in helping you get your questions answered with prompt, courteous service. We never forget that it is personalized one on one service that sets us apart from the rest.