Howard Sobel's (howardsf) Blog

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RECENT BLOG POSTS
Market Composite Index: (loan application volume)   increased 13.0 percent on a seasonally adjusted basis from one week earlier.  On an unadjusted basis, the Index increased 12.4 percent compared with the previous week. Refinance Index:  increased 17.1 percent from the previous week and was the ...
08/21/2010
  I wanted to share an interesting chart of Case Shiller pricing in the San Francisco metro area. The index is not an index measure of the city of San Francisco alone. The San fRancisco metro area includes: 1)Alameda 2)Contra Costa 3)Marin 4)San Francisco 5)San Mateo. Low income buyers during the...
08/18/2010
Looking For a Slow Recovery We are confident that the housing market in San Francisco is in the early stages of recovery and expect a expect a sustainable but modest rise in San Francisco home prices for the balance of 2010,” says the most recent Market Focus report issued by the Rosen Consulting...
08/04/2010
Mortgage Bankers Association for the week of  07/28/2010 Market Composite Index: (loan application volume) decreased 4.4 percent on a seasonally adjusted basis from one week earlier Refinance Index:  decreased 5.9 percent from the previous week. Purchase Index: increased 2.0 percent from one wee...
07/29/2010
  30-year fixed-rate mortgage: Averaged 4.54 percent with an average 0.7 point for the week ending July 29, 2010, down from last week when it averaged 4.56 percent. Last year at this time, the 30-year FRM averaged 5.25 percent. The 15-year fixed-rate mortgage: Averaged a record low of 4.00 percen...
07/29/2010
30-year fixed-rate mortgage: Averaged 4.57 percent with an average 0.7 point for the week ending July 15, 2010, unchanged from last week when it averaged 4.57 percent. Last year at this time, the 30-year FRM averaged 5.14 percent. This rate ties the all-time low reached last week in Freddie Mac'...
07/15/2010
Mortgage Bankers Association for the week of  07/14/2010 Market Composite Index: (loan application volume) decreased 2.9 percent on a seasonally adjusted basis from one week earlier. This week’s results include an adjustment to account for the Independence Day holiday. Refinance Index: decreas...
07/15/2010
Inching forwardThe San Francisco supervisors approved the environmental impact report for a large redevelopment project in Bayview-Hunters Point. The Navy has spent approximately $400 million on clean-up to date and expects to spend an additional $500 million over the next several years. The Plan...
07/15/2010
Mortgage Bankers Association for the week of  07/07/2010 Market Composite Index: (loan application volume) increased 6.7 percent on a seasonally adjusted basis from one week earlier.  On an unadjusted basis, the Index increased 6.5 percent compared with the previous week. Refinance Index: increa...
07/11/2010
30-year fixed-rate mortgage: Averaged 4.57 percent with an average 0.7 point for the week ending July 8, 2010, down from last week when it averaged 4.58 percent. Last year at this time, the 30-year FRM averaged 5.20 percent. This rate is yet another all-time low in Freddie Mac’s 39-year survey....
07/11/2010
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Howard Sobel

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