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By Philip A Raices - September 29, 2022 0 We are still in the middle of our hurricane season and if you watch TV, listen to the news, or read a paper, hurricanes have become more deadly every year. Just look at Puerto Rico. Five years after Hurricane Maria smashed the island, along came Hurri...
It’s obvious that our real estate market has changed with the increase in our mortgage rates. It has become either unaffordable for many or psychologically difficult because fear has set in to keep you on the sidelines. However, you now have to decide what to do. Is renting really a more prud...
Some still downplay and believe that we aren’t yet in a recession. But as history has shown us two-quarters of negative GDP, which we experienced in the first half of this year, indicates that we are technically in one right now and it’s getting worse.Will it deepen into a situation that is far m...
Inflation is here and probably will be staying with us much longer than we expect or want. The excessive printing of money from 2020-2022 was greater than all the money printed in the past 200-plus years.The unrestrained availability of money in the market with the historically low-interest rates...
Here is a little history as to why people were forced to do short sales and the reasons behind it all. About 18 years ago, most subprime mortgages began their slide to an “underwater” position, meaning their value was greater than the market value of the financed home! That is what is meant by “u...