Mike Lesmeister - CMG Financial - Houston, Texas

In this age of slow economic growth, families are looking for any way possible to reduce expenses. Furthermore, homeowners who have taken advantage of low mortgage rates and attractive home prices to buy a new home may be looking for ways to reduce the cost of the mortgage over time. One way to a...

Average rates for the benchmark 30-year fixed mortgage, as reported by Freddie Mac, stood at 4.50% this week. This represents a change of +.01% over last week’s average which reached a new low for 2011. The average for the 15-year fixed amortization equaled 3.67%, down .01% on the week. The 15-ye...

Disabled military Veterans who currently reside in Texas or who listed Texas as their home of record at the time of entry into the military are eligible for significant home loan discounts through Home Loan Specialists’ Texas Veterans Loan program. These reductions include no money down financing...

Mortgage rates continued their gradual decline this week with the benchmark 30-year fixed rate mortgage falling to 4.49% and the 15-year fixed rate mortgage falling to 3.68% according to Freddie Mac’s Primary Mortgage Market Index Survey of 125 credit unions, commercial banks, and mortgage compan...

  If you are one of the millions of people who have discovered erroneous information on your credit report, there is a solution that can help correct these inaccuracies, increase your credit score, and improve your chances of qualifying for a mortgage loan. Filing a credit dispute letter is an im...

  As a Loan Officer who works with all of the major down payment assistance, bond, and first-time homebuyer programs in the Houston area, I speak with prospective home buyers every day who are searching for programs that will assist them financially with their home purchase.  This article will se...

Houston Mortgage providers should be selected based upon objective criterion that includes not only current mortgage rates, but also the typical closing costs charged, the company's service ratings, and qualifications. Rates can vary widely among mortgage lenders, so a borrower should take the ti...

I was just watching a video cut by Brian Stevens of “Think Big Work Small” that really made me wonder how dedicated many real estate agents are to their business development efforts. In the video, Brian did an unscientific survey of real estate agents whose sites he found on the web in the Syracu...

Late last night, the Senate approved the Homebuyer Assistance and Improvement Act, HR 5623.  This bill extends the closing deadline to qualify for the $8,000 first-time and $6,500 repeat homebuyer tax credit through September 30th (originally, the closing date deadline was June 30th). In addition...

Click Here for Full Article By now, you know all of the statistics; that 82% of homebuyers begin their real estate search online. This starting point could be a visit to a MLS service, like H.A.R. or Realtor.com, or it could be a visit to your site seeking out information on neighborhoods, market...