so your friend just introduced you to her friend Irving, a real estate agent, and now you can't get rid of him, right? Wrong! Choosing the right person to sell your home is one of the most important steps of selling. Therefore, choose wisely. At a minimum, speak with 2 or 3 brokers from different
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01/13/2008
How do I figure how much money the lender is allowed to require in my escrow account? Please use the following steps and example to help you estimate the amount of money you may be required to put into your own escrow account, either a new or existing account, under aggregate accounting: List all
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01/13/2008
Title insurance is usually required by the lender to protect the lender against loss resulting from claims by others against your new home. In some states, attorneys offer title insurance as part of their services in examining title and providing a title opinion. The attorney's fee may include t
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01/13/2008
Your choice of lender and type of loan will influence not only your settlement costs, but also the monthly cost of your mortgage loan. There are many types of lenders and types of loans you can choose. You may be familiar with banks, savings associations, mortgage companies and credit unions, man
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01/11/2008
According to an AARP survey (May, 2000), the overwhelming majority of mid-life and older Americans want to remain living independently in their own homes and communities for as long as possible. The new survey found that seven in ten of those who are able to make changes to their homes have made
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01/11/2008
Give visitors the information they're looking forProvide high-quality content on your pages, especially your homepage.This is the single most important thing to do. If your pages contain useful information, their content will attract many visitors and entice webmasters to link to your site. In cr
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01/11/2008
AAmenity: a feature of the home or property that serves as a benefit to the buyer but that is not necessary to its use; may be natural (like location, Woods, water) or man-made (like a swimming pool or garden).Amortization: repayment of a mortgage loan through monthly installments of principal an
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01/11/2008
Reverse Mortgages are becoming popular in America. The U.S. Department of Housing and Urban Development (HUD) created one of the first. HUD's Reverse Mortgage is a federally-insured private loan, and it's a safe plan that can give older Americans greater financial security. Many seniors use it to
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01/11/2008
Who may be eligible for an FHA refund or share? Premium Refund: You may be eligible for a refund of a portion of the insurance premium if you:acquired your loan after September 1, 1983 paid an up-front mortgage insurance premium at closing anddid not default on your mortgage payments.Review your
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01/11/2008
1. Bring your paperwork. The best way to win over a prospective landlord is to be prepared. To get a competitive edge over other applicants, bring the following when you meet the landlord: a completed rental application; written references from landlords, employers, and colleagues; and a curren
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01/11/2008
