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Real Estate Agent - Miami Dade & Broward - 3080948
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mortgage insurance (MI) Insurance that covers the lender against some of the losses incurred as a result of a default on a home loan. Often mistakenly referred to as PMI, which is actually the name of one of the larger mortgage insurers. Mortgage insurance is usually required in one form or anoth...
Eminent Domain  The right of local or state government to purchase private property for public use.  Owners receive compensation based on fair market value and sometimes additional funds for the inconvenience of moving.  This is legal under the Fifth Amendment of the United States Constitution.  ...
Que es un short sale?En al gunos momentos en que existe dificultad financiera algunos de los duenos de propiedad se encuentran con la dificultad de que su propiedad vale menos de lo que deben por ella.Esto es una gran oportunidad para los compradores.La compania de Mortgage, lender o entidad fin...
When you sell a stock, you owe taxes on your gain-the difference between what you paid for the stock and what you sold it for. The same is true with selling a home (or a second home), but there are some special considerations.  How to Calculate GainIn real estate, capital gains are based not on w...
If you are selling your home, you should not be present when an agent brings a potential buyer to view the property. Successful marketing means that buyers need to be able to imagine the house as their future home. Nothing puts a damper on that more than having the current owners hanging around. ...
Why the MLS works for home buyers?You will have access to all the properties available for sale plus price pictures and more detail about the propertySave driving time.It is extremely convenient, does not cost a penny to buyers, plus you get a qualified and experienced guide to help you through t...
 The whole MLS idea is a boon to sellers because of "supply and demand." How can you, as a seller, get access to the largest number of buyers? Placing an ad in a newspaper? Or putting your home information into a computer accessible by every MLS member who will show your property to their qualifi...
you can use this section as a guide, noting on it the possible services required by various lenders and the different fees quoted by service providers. Settlement costs can increase the cost of your loan, so compare carefully. 700. Sales/Broker's Commission: This is the total dollar amount of the...
1. What does your inspection cover?  The inspector should ensure that their inspection and inspection report will meet all applicable requirements in your state if applicable and will comply with a well-recognized standard of practice and code of ethics. You should be able to request and see a co...
Are you ready to buy a home? :Do I have a steady source of verifiable income? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable? Do I have a good record of paying my bills? Do I have few outstanding long-term debts, like car payments? Do I have money fo...

Betty Garcia Doral-Miami Realtor® (786) 229-3636

Miami-Doral-Kendall- Coral Gables(786) 229-3636
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Miami Short sale,foreclosure, properties for sale.Tips for buyers and sallers.Real estate service in Doral, kendall South Miami, Miami Beach.Refinance and reverse mortgages.Rental properties in South Florida