Homeowers Assistance's (hoa1) Blog

Your hardship letter Your hardship letter helps the lender or servicer evaluate your situation and find the appropriate solution based on your intent, income, loan and circumstances. Your letter should: Include all borrowers' names, loan number, and property address up front and center so the ser...

Hardship Letter One of the items your lender or servicer will ask for during the loan workout or loan modification process is a hardship letter. A hardship letter is a written explanation as to what "event" has caused you to fall behind on your mortgage and it vital in helping you stop foreclosur...

Example Harship Letter: Name: (Your Name) Address: (Your Address) Lender Name: (Your Lender) Loan #: (your Loan #) To Whom It May Concern: I am writing this letter to explain my unfortunate set of circumstances that have caused us to become delinquent on our mortgage. We have done everything in o...

When you are ready to complete the initial analysis to review the financial houshold to determine how and if Homeowners Assistance can help you this is the list of information that must be available  to complete this.  There is no charge for your analysis.  It may just reveal some simple steps or...

When you are ready to complete the initial analysis to review the financial houshold to determine how and if Homeowners Assistance can help you this is the list of information that must be available  to complete this.  There is no charge for your analysis.  It may just reveal some simple steps or...