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2010 

As if we needed ANOTHER acronym, here comes HAFA! Unveiled at the end of last year, the new HAFA rules will take effect April of 2010. So what are these new federal guidelines? The HAFA program is a baby brother of the Home Affordable Modificiation Program. I guess somebody up there finally got w...
01/27/2010
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RESPA, otherwise known as: Real Estate Settlement Procedures Act (phew, what a mouth full!) took effect January 1, 2010. These new federal guidelines were put in place to help the consumer understand their loan documents and settlement costs. The new rules require mortgage originators to take all...
01/27/2010
As reported by Inman News yesterday--important financial news from the Adminstration is coming down the pipeline. "The Federal Housing Administration won't raise the 3.5 percent minimum downpayment requirement for mortgages it guarantees as long as borrowers have FICO scores of 580 or better. Beg...
01/21/2010
This morning an article on MSNBC got me thinking... ( http://www.msnbc.msn.com/id/34825225/ns/technology_and_science-tech_and_gadgets/?GT1=43001 ) How much privacy do we realtors want or think we deserve? Here we are starting Facebook pages for listings, blogging like crazy, and sending out postc...
01/13/2010
As I mentioned in one of my posts last week, I am a new Tech-Lover! I currently have a palm trio from Verizon which is about 3 years old. I have never used the infer-red capabilities and I am endlessly frustrated with the tempermental touch-screen turning my phone on and off when an errant earrin...
01/11/2010
For Christmas, my mother bought my husband a set of DVD's-- all B-rated films, but important in their genre. As a dutiful wife, I was encouraged to watch one last night. I didn't have high expectations--but by the end of the film I had added it to my list of cult classics. The movie is: A FISTFUL...
01/08/2010
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Sustainable building is compelling territory for me. Considering today's advanced building technologies, there are no excuses for slap-chop new construction. Building America is a program I am learning more about everyday, as I take time to research their initiatives and understand their goals.  ...
01/04/2010
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Alisha Alway Braatz

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