Michele McKenzie-Hernandez's (hernandezrealtyteam) Blog

Not only in real estate but in everyday life we live and die by our credit score.  One of the most heart breaking things for me, as a realtor, is to find out that a clients credit score is to low to help them.  The following article I found from Experian explains how pre-approved credit offers wo...

Just about every time your credit is reviewed by an authorized party, they're looking at more than just your credit report.  In addition to your credit history, which breaks down each of your past and present credit relationships, they may also be looking at your credit score to evaluate your cre...

1. Investigate local, state, and national down payment assistance programs.  These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, www.getdownpayment.com, and the American Dream Down Payment Fun...