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Mortgage and Lending - HPM Financial LLC
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RECENT BLOG POSTS
Use a Concierge FormSuperstar REALTOR®* Terry Moerler has clients fill out a concierge form at home, prior to meeting with them. This helps her better understand those prospects and target their hot buttons. It affords her an opportunity to probe their minds, know their likes and dislikes, and th...
09/03/2007
Too often, people are frightened of asking for referrals. Is it the fear of rejection, or are they concerned about annoying their prized clients? If you're providing truly exemplary service, you shouldn't be ashamed to ask for the opportunity to provide that same service to other people your clie...
09/03/2007
Type A vs Type BBuyers versus BrowsersType A: A tendency towards tenseness, impatience, and aggressiveness. Type B: A tendency towards a relaxed manner, patience, and friendliness. Both of these personality types have their merits, and both tendencies exist in all of us to some degree. But when i...
09/03/2007
A good credit score translates into lower interest rates for home−shopping borrowers. In a mortgage lender's eyes, the higher your score is, the less risk you are, and the more likely it is you will pay off your debt. For this reason, borrowers with lower scores usually end up paying higher inter...
09/03/2007
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PicasaTM Your Digital Photo Gallery Just when you thought that the folks at GoogleTM had exhausted all of their good ideas, here comes another one. Picasa is a free, downloadable program that's practically a one−stop shop when it comes to digital photos! If you're like many, you gave in and trade...
09/03/2007
Tips for Improving Memory Have you ever been introduced to someone and, about two seconds after shaking his hand, forgotten his name? Don't worry. This is not evidence that you're losing your mind or that you're on the fast track to senility. Turns out, this is actually an extremely common occurr...
09/02/2007
Below is an excerpt from my monthly newsletter... Actions that are driven by the heart play a big part in our personal relationships. The question is, what role do they have in business? While it may seem like another world – one that relies on number crunching and tough decisions – it's importan...
09/02/2007
Here is a book that I reccomend everybody read, here is the description from the book....Financial independence. Wealth empowerment. Millions of people dream about it, but few achieve it. Why? They follow the crowd. If you’re ready to stop doing what everybody else is doing…if you’re ready to unc...
09/02/2007
Bush Says He Wants to Help Homeowners, Not Mortgage Lenders Sept. 1 (Bloomberg) -- President George W. Bush said that his plan to fight the subprime mortgage crisis will help people hold onto their homes, stressing that he opposes an industry ``bailout.''``I support action at the federal level th...
09/01/2007
"Defaults are on the rise in most parts of the country, but...it is not always the case of a homeowner losing his or her home," Doug Duncan, the MBA's chief economist, said in a statement, "but [it's] often the case of an investor gambling on a continued increase in home values and losing that ga...
08/31/2007
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Hayden Gerson

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