Sandra Nickel's (hatteam) Blog

There was a time when there were three mortgage loan types available to home buyers. You could get a Fixed-Rate Conventional Mortgage, an FHA Loan or a VA Loan. But times, they are a changin’.  Now there is a vast array of mortgage loan types to be had!  Let’s learn about some of them, and the di...

June is National Homeownership Month!  This is a time to celebrate all the wonderful benefits of owning a home as well as the role of Realtors in the American dream of homeownership. National Homeownership Week began in 1995 as a strategy of President Clinton’s administration to increase homeowne...

It’s that time of year!  Young people are graduating from high school and college and with that comes the excitement of starting their adult lives. But “adulting” can be overwhelming. One way you can help prepare the graduates in your life for the real world is by teaching them the importance of ...

1765 S Perry Street, Montgomery, AL 36104MLS# 5765273 Bedrooms | 4 Baths | 1 Half Bath | 4,250 Square Feet | Garden District Sitting on over an acre in the Historic Garden District, this faded Grand Dame awaits a makeover! With over 4200 square feet, it's elegant entry and classic staircase invit...

It’s a seller’s market in Montgomery right now. That means there are more buyers than homes available. So, it seems like the perfect time to list your house, right? Slow down. The market may be prime for selling, but you need to look at your personal situation. Before you put that for sale sign i...

One thing I think most people can agree on is that the life of a single parent is filled with challenges. One of the biggest challenges is having to manage finances on a single income. Many single parents may feel that being a homeowner is out of reach for them. But with rents going sky high, fil...

Mother’s Day is around the corner and Montgomery is a magical place to celebrate Mom(s) in your life!  Here are some Mother’s Day Events happening in and around Montgomery this weekend:MOTHER’S DAY AT THE ZOO9:30 AM TO 3:30 PM2301 Coliseum Parkway, Montgomery, AL  Treat the wonderful mothers in y...

Does the sight of a single bee send you running for cover? Then imagine what finding an entire swarm of bees on your property would be like. But before you freak out, take a deep breath and remember that they are not there to hurt you. Bees matter. They are crucial for many reasons, including sup...

Joining the military was a huge decision that required a lot of thought. Now that you have made the commitment to serve your country, there are other big decisions you will have to make that have to do with the transient lifestyle military life entails. A decision you will have to make each time ...

Spring seems to fly by so fast. Especially in years when the temperatures stay cool longer.  Before you know it the end of April is here, and you haven’t even started your spring planting.  But even if you miss the early spring planting period, that doesn’t mean you can’t have a yard full of frag...