Harbor View Funding Mortgage Blog

Best mortgage options for first-time homebuyers in 2020 First-time homebuyer programs are helpful to become an owner of a home by offering financial assistance. These programs and grants will allow you to own your first real estate property, but they come with certain requirements and income rest...

Buying a home with an additional living area can make or break a deal. With the recent changes in laws in California related to accessory dwelling units (ADU), knowing the difference between the classification of a two-family property and an ADU is critical.  All of the agencies can look at a pro...

Getting pre-qualified or pre-approved for a mortgage loan gives you more concrete information about what you can and can’t afford.  However, the terms are very different and are misunderstood by many. Here are what those terms really mean. Pre-QualificationGetting pre-qualified for a loan is a ve...

Many homebuyers rely on mortgage assistance programs to help them purchase a home.  The majority of these programs are geared towards first-time homebuyers in an attempt to promote homeownership.  First-Time Homebuyer DefinedUnfortunately, the term "first-time homebuyer" can be misleading when co...

Veterans Day might have come and gone, but we strive to recognize our Veterans (and their families) all year long. We have a variety of VA Loans outside of the standard VA purchase loan to help even more veteran buyers. VA Renovation Loan – A no money down option that allows eligible buyers to fi...