Hal Tennant's (haltennant) Blog

Mortgage and Lending - HomeTown Lenders



  One of the most common questions I receive is, "How can I tell if the property I'm interested in is eligible for a USDA - RD loan"?  I could give you a long list of requirements but here's the simplest way to tell.  First, click on the following link:  http://eligibility.sc.egov.usda.gov/eligib...
I’m not an insurance agent, but I’ve heard enough stories to know that when reviewing your homeowner’s insurance coverage, don’t assume that everything will be covered in case of a claim.  In fact, a National Association of Insurance Commissioners’ survey revealed that homeowners misunderstood wh...
If it hasn’t happened to you, surely a friend or family member has had the unpleasant experience of foreclosure. One of the most common questions I receive is, “When can I buy another house after foreclosure?” Yes, it is possible to buy another home after foreclosure, maybe sooner than you think....
   1. Choose a low down payment loan.There is no law that says you MUST put 20% or even 10% down. There are some loans that require as little as 3.5% or even zero down. This is attractive for three reasons: It’s hard to save for a large down payment, you could earn more interest on that money tha...

Hal Tennant

Get a Zero Down Mortgage - How to buy a home with no money down
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